personal line of credit

Consolidate debts to avoid paying higher interest rates.


Get the funds you need while protecting yourself against checking overdrafts1,2,3

United’s Personal Line of Credit functions like a credit card, making funds available again as you pay down your balance, up to a limit.1 So you can manage your balance on your terms, with no hassles.

Personal Line of Credit benefits:

  • Pre-approved credit limit
  • Helps protect against checking overdrafts and can reduce overdraft fees1,2,3
  • Consolidate debts to avoid paying higher interest rates
  • Debt Protection coverage available at low cost4
  • No annual fee
Click here for rates

United Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.