get your money there fast, easy, and secure
by requesting a wire transfer
You can make a wire transfer four different ways. Just make sure you have your account password and driver’s license or other government-issued photo ID ready.
- Request a Wire Transfer in person: Visit a branch location
- Call: (888) 982-1400
- Send a secure message: Log in to Digital Banking and send a message to Member Service
- Drop it in the mail: PO Box 125, St Joseph, MI 49085
Don’t forget to take a look at our Fee Schedule.
Checklist for sending a domestic wire:
Your Information | Payee Information | Transfer Information | Receiving Financial Institution Information |
|---|---|---|---|
Name | Name | Transfer Amount | Bank Name & Address |
Checklist for sending an international wire:
Your Information | Payee Information | Transfer Information | Receiving Financial Institution Information |
|---|---|---|---|
Name | Name | Transfer Amount | Bank Name & Address |
Receive a Wire Transfer
United is part of the Fedwire Network - and that means receiving money is easy. Just send your wire to:
United Federal Credit Union
Routing # (ABA): 272484894
SWIFT code (if requested): UFCUUS33XXX
Incoming wire transfers received before 5:30 pm ET are processed the same business day. Transfers received after 5:30 pm ET will be posted on the next business day.
The member is responsible for providing correct information, including routing numbers, swift codes, and bank names before we send out a wire. United Federal Credit Union only verifies the routing number on the Federal Reserve website.
Requests for outgoing wire transfers must be received with correct and complete wire instructions prior to 5:30 pm ET for domestic wire requests and 4:00 pm ET for international wire requests.