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membership savings
Your Membership Savings is a basic savings account, which gives you a voice as a shareholding member of the credit union.
membership savings
establishes your share in the credit union
With a Membership Savings, a required account for membership at United, you become a part-owner of the credit union. Get started today with a minimum of just $5!
Share Savings Accounts |
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|---|---|---|
| Effective Date: November 01, 2025 | ||
| Term | Dividend Rate | APY1 |
| Membership Savings2,3 | 0.050% | 0.05% |
| Achiever Savings4 | 0.100% | 0.10% |
| Holiday Club | 0.050% | 0.05% |
| Youth Savings2 | 0.050% | 0.05% |
| [1] Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [2] Minimum opening balance is $5.00. [3] Minimum balance to earn APY is $300.00. [4] Minimum opening balance is $25. | ||
member perks
- Open another account with us and we’ll get rid of the monthly fee1
- Get paid on balances over $300
- Let us calculate your dividends daily and we’ll pay you monthly
- Automatic deposits make saving easy
earn dividends on balances over $300
[1] Qualifying account relationships do not include Holiday Club, IRA Money Market, or another Membership Savings. Refer to fee schedule for current fees.