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financial wellness reviews
Connect with a Member Service Advisor to complete a free, personalized one-on-one conversation focused on exploring your financial goals, questions, and journey.
gain a better understanding of your financial life
with a complimentary financial wellness review
We understand that talking about money isn’t always easy. That’s why, much like your annual check-up, a financial wellness review (FWR) helps you see where you stand today, identify potential challenges, and build a clear, actionable plan to achieve your financial goals and prepare for major life events.
What is a financial wellness review?
At a high level, a FWR is a comprehensive financial review that assesses an individual’s current finances, product mix, credit health, and short-term and long-term financial goals. FWRs, which can be completed in-person or over the phone, typically take anywhere between 30 to 45 minutes and will cover topics such as:
- Savings & Emergency Funds
- Credit & Debt Management
- Retirement Planning
- Overall Credit Health & Goals
1x1 judgement-free, personalized support
Every financial wellness review takes place in a private, judgment‑free setting with a Member Service Advisor ready to come alongside you as an ongoing support. You'll leave with next steps to progress toward your goals and confidence that we're here to reconnect whenever you need us.
We see member FWR success stories every day, from lowered interest rates and loan payments to credit improvement and confidence when approaching life's big milestones.
FAQs
The short answer, everyone! No matter your financial situation, income level, credit score, or stage of life, a financial wellness review offers personalized guidance and expert advice that can benefit anyone.
No. Every financial wellness review is completely complimentary—provided at no cost to you.
The easiest way to schedule your financial wellness review is through our website, by clicking here. You can book an appointment for an in-person review at one of our branches or choose the convenience of an online review via video or phone call.
We recommend scheduling a comprehensive financial wellness review at least once a year. Additionally, major life events—such as starting a new job, getting married or divorced, welcoming a child, buying or selling a home, or receiving an inheritance—are ideal times to request a review.
There are several benefits to receiving a regular financial wellness review, but most importantly, it ensures your finances are aligned with your short and long-term goals. A few other major benefits include:
- Personalized Guidance
- Confidence & Reassurance
- Identifying Opportunities
- Planning for Life Events
No. However, if you have accounts outside of United, it can be helpful to review your current balances, rates, terms, and other details beforehand. Doing so ensures you get the most value from your financial wellness review.
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financial calculators
Choose a category below to explore tools that can help guide your financial journey:
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial and/or tax professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.