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United's history
In 1949, United Federal Credit Union was founded by five employees at the Whirlpool manufacturing plant in St. Joseph, MI. A part-time volunteer staff ran the credit union from a cash box in the personnel office. From those humble beginnings, the credit union has grown to nearly 40 branches in seven states, $4 billion in assets, and more than 190,000 members.
1949
Founded as Nineteen Hundred Employees Federal Credit Union.
1950
Became Whirlpool Employees Federal Credit Union.
1958
Assets of $2 million.
1962
Moved out of the Whirlpool plant into our first branch. Assets of $4.5 million.
1978
Branch expands to new location at 2900 S. State St. in St. Joseph, MI.
1987
Name changes to Whirlpool Community Federal Credit Union.
1991
Name changes to First Resource Federal Credit Union.
1992
Land purchased for new headquarters to open in 1993. Assets of $140 million.
2006
United merges with First Resource Federal Credit Union. United Federal Credit Union is retained as the name of the new institution.
2009
United acquires Clearstar Financial Credit Union in Reno, NV.
2010
Assets of $1.2 billion and 100,000 members.
2011
United acquires Griffith Savings Bank, Griffith, IN.
2012
Assets grow to over $1.5 billion.
2013
Named Michigan Credit Union League Outstanding Credit Union of the Year 2013 and National Federal Credit Union of the Year 2013 by the National Association of Federal Credit Unions.
2015
Opens branch in Springdale, AR.
2016
Assets of $2 billion and 150,000 members; opens branches in Carson City, NV, and Asheville, NC.
2018
Opens branches in South Bend/Mishawaka, IN.
2019
Opens four new branches (Springdale and Rogers, AR; Granger and Mishawaka, IN).
2020
Assets of $3 billion and 177,000 members; opens new Corporate Headquarters (Team United HQ) at 150 Hilltop Road in St. Joseph, MI.
2021
United acquires Springdale, AR branch from Truity Credit Union; acquires Edgewater Bank in Southwest Michigan.
2023
Named on the Forbes list of Best-In-State Credit Unions.
2024
Opens new branch locations in Minden, NV & Battle Creek, MI; acquires GOLD Credit Union in Allentown, PA; achieves assets of $4 billion and 194,000 members.
2025
Opens new branch in Fernley, NV; named a 2025 “Best Credit Union to Work For” by American Banker.