It's like a checking account without the checks.


Already a United Member?

Login to Online Banking, go to Applications then choose Open an Account.

Perfect account for students, travel, or purchasing items online

Our eCash account is a great option for students away at school who want to reduce the risk of overdrafts1, and for travelers or those who like to shop online. Just deposit the amount of money you want, and use your eCash debit card for only that amount.

Member perks

  • Earn 1 CardPerksTM Rewards point for every $3 you spend2
  • No additional enrollment required to earn points
  • No minimum balance requirements3
  • No checks
  • Monthly maintenance fee of $5 will be waived for primary account holders 25 or younger, and for Members over 25 who also have an Ultra, Rewards, or Platinum Plus checking account

Banking on-the-go

Earn 1 CardPerks Rewards point for every $3 you spend2


United Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.