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education loans

Education for your kids or yourself is a promise worth keeping. We’ll help every step of the way.

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a better way to pay for college

We provide clear guidance and flexible funding.

When federal loans or other forms of aid aren’t enough to cover all your undergraduate school costs, that’s where an education loan from United comes in. We offer low-interest rates, no origination fees and straightforward terms, so all you need to do is concentrate on learning.

Variable Rate Solution

Interest rates and monthly payments rise and fall according to the Prime index. The variable rate option does allow for a longer repayment period than a fixed rate option, which could result in a lower monthly payment.

Fixed Rate Solution

Your interest rate and monthly payment will remain the same for the life of your loan. The fixed rate option offers a shorter repayment period than a variable rate option, which could result in a higher monthly payment.

Student Loan Refinance

Take control of your student loan repayment! Refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment and potentially lowering your rate.

Multi-Year Approval

Borrow once for your entire college career. With the unique structure of our education line of credit, you will not need to reapply each year. Instead, you will simply request additional funds (called a "draw") for the amount you wish to have disbursed to your school each year.