All United branches and offices will be closed in observance of Memorial Day, Monday, May 27. Access your United accounts by logging into Online or Mobile Banking, calling Voice Banking, or stopping by an ATM.


Our history

In 1949, United Federal Credit Union was founded by five employees at the Whirlpool manufacturing plant in St. Joseph, MI. A part-time volunteer staff ran the credit union from a cash box in the personnel office. From those humble beginnings, the credit union has grown to nearly 40 branches in seven states, $4 billion in assets, and over 194,000 members.


1949 – Founded as Nineteen Hundred Employees Federal Credit Union.

1950 – Became Whirlpool Employees Federal Credit Union.

1958 – Assets of $2 million.

1962 – Moved out of the Whirlpool plant into our first branch. Assets of $4.5 million.

1978 – Branch expands to new location at 2900 S. State St. in St. Joseph, MI.

1987 – Name changes to Whirlpool Community Federal Credit Union.

1991 – Name changes to First Resource Federal Credit Union.

1992 – Land purchased for new headquarters to open in 1993. Assets of $140 million.

2006 – United merges with First Resource Federal Credit Union. United Federal Credit Union is retained as the name of the new institution.

2009 – United acquires Clearstar Financial Credit Union in Reno, NV.

2010 – Assets of $1.2 billion and 100,000 members.

2011 – United acquires Griffith Savings Bank, Griffith, IN.

2012 – Assets grow to over $1.5 billion.

2013 – Named Michigan Credit Union League Outstanding Credit Union of the Year 2013 and National Federal Credit Union of the Year 2013 by the National Association of Federal Credit Unions.

2015 – Opens branch in Springdale, AR.

2016 – Assets of $2 billion and 150,000 members; opens branches in Carson City, NV, and Asheville, NC.

2018 – Opens branches in South Bend/Mishawaka, IN.

2019 – Opens four new branches (Springdale and Rogers, AR; Granger and Mishawaka, IN).

2020 – Assets of $3 billion and 177,000 members; opens new Corporate Headquarters (Team United HQ) at 150 Hilltop Road in St. Joseph, MI.

2021 – United acquires Springdale, AR branch from Truity Credit Union; acquires Edgewater Bank in Southwest Michigan.

2023 – Named on the Forbes list of Best-In-State Credit Unions

2024 – Opens branch in Minden, NV; United acquires GOLD Credit Union in Allentown, PA

2024 – Assets of $4 billion and 194,000 members