Let’s start saving for retirement
Get the best account for how and when you want to retire. We have lots of options and IRA (Individual
Accounts) benefits that will help you save for the future.
If you’re new to IRAs, here’s some info we think helps explain them a bit more.
Traditional IRAs defer taxes on your money until you take it out at age 59 ½ or older. Contributions
a Traditional IRA may be tax-deductible.*
Roth IRAs can grow tax-free. So, if you think you’re going to be in a higher tax bracket when
59 ½, changing things over to a Roth IRAs may be best.
An Education IRA is a good idea if you want to save up for your child’s college expenses. You can save
to $2,000 per child and withdrawals are tax-free when used for their education costs. But,
are not tax-deductible.
IRA Money Market
You can earn our competitive Money Market rates starting at $1,000 with an IRA Money Market. This is a
account that guarantees you the best rate for your balance.
Save for retirement with guaranteed returns. Choose the term that’s right for you, starting at just 3 months. You only need $500 to get started plus there are possible tax advantages.*
Ladder IRA Certificate
So, Ladder IRA Certificates are 5-year certificates with a term built into five certificates. The terms
are 1-5 years at the regular certificate rate. Each maturing certificate automatically renews into a
certificate or has the option of being redeemed. The minimum balance requirement on these is $5,000.