Titled/UCC vehicles not included in other categories, like lawnmowers, tractors, and golf carts and more.
Schedule a conversation You want a something that isn't an automobile, boat, RV, trailer, or a recreational vehicle. Where do you get a loan for it? If the item on your mind is a vehicle with a title of UCC, you may be able to finance using an Other Vehicle Loan from United. This loan can be used to finance lawnmowers, tractors, golf carts, and more. Just chat with us and see if your vehicle qualifies.other vehicle loans and refinancing
For your unique vehicle.
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
Please select your state in the dropdown to see our rates for your location.
| Effective Date: February 01, 2025 | |
| Minimum Amount | APR1 As Low As* |
|---|---|
| $1,000 | 11.39% |
| [1] APR = Annual Percentage Rate. The base APR available varies by state, as low as 11.39% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance. Some conditions apply. | |
United offers a fixed rate loan to finance a titled or UCC'ed vehicle not included in other loan categories. Financing must be for a vehicle of more than $1,000. Have confidence knowing that you won't be tied down with additional fees. We allow borrowing up to 115% of the value of your vehicle to help cover expenses like taxes, title fees, and negative trade-in equity. United has no application fee or early payment penalties.
Need a trailer for your vehicle? We’ve got you covered there too.what our loan offers
Competitive Rates
Flexible repayment terms up to 60 months1
Borrow up to 115% of the vehicle's value
Eligible for
Skip-a-Payment
Discount with an
Ultra Checking
account1
No application fees or prepayment penalties
Discount when you finance 80% or less1
Helpful assistance
online
and in
branch
