Effective July 11, 2022 (Subject to Change)
We like business without a lot of fees, so ours are among the lowest you’ll find. Plus, Public Fund Checking offers unlimited transactions and no monthly service charge.
Business Membership Savings Account |
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No monthly service charge with a minimum average daily balance of $300 or when you have other account relationships with United. • $3.00/month if none of the above criteria are met |
Business Checking |
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• No monthly service charge • 200 free combined checks and debit transactions • $0.35 for each additional transaction |
Business Growth Account |
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No monthly service charge with a $10,000 minimum average daily balance. • $25.00/month if balance falls below $10,000 • 1,000 free combined checks debit transactions • $0.35 for each additional transaction |
| Stop Payment (any type) | $30.00 |
| Check Copies - Staff Assisted | $5.00 |
| Returned Deposit Items | $15.00 |
| Non-Sufficient Funds Items (any type) | No fee |
| Courtesy Pay Fee | $20.00 |
| Overdraft Protection | No fee |
| Savings or Line of Credit Transfer Sweep Service | $9.00/month |
| Replacement for Damaged or Lost Card | No Fee |
| ATM Overdraft | $20.00/transaction |
| International Service Assessment (Debit Only) | 1% |
| Activity at non-United ATMs (Foreign institution surcharge may apply) | |
| • > 5 Per Month | $2.00/each |
| • ATM Balance Inquiry | $2.00/each |
| Rush Card Order | |
| • Domestic | $35.00 |
| • International | at cost |
| Visa Late Payment Fee (First occurrence) | $29.00 |
| • Subsequent Occurrences Within 6 Months | $40.00 |
| Visa Non-Sufficient Funds Payment Fee | $35.00 |
| Expedited Payment - Electronic | $9.95 |
| Expedited Payment - Overnight Check | $24.95 |
| Year End CD disc | $24.95 |
| CD Disc Shipping & Handling | $1.95 |
| Corporate Check (Foreign institution surcharge may apply) | $5.00 |
| Counter Checks (Minimum 4 checks) | $0.75 |
| Account Closing (Within first 90 days) | $25.00 |
| Domestic Wire Transfer (3:30 PM EST deadline for same day posting) | $25.00 |
| International Wire Transfer | $45.00 |
| Business Online Banking | |
| • Basic Online Banking | No fee |
| • Payroll Direct Deposit | $10.00/month |
| • Payroll Items | No fee |
| • Full ACH Services | $20.00/month |
| • ACH Credit and Debit Items | No fee |
| • Per User Fee | No fee |
| ACH Reversals (Self-Serve) | No fee |
| ACH Reversals (Staff Assisted) |
$5.00/item $50.00 max |
| Business Remote Deposit | |
| Scanner Service (Each scanner) | $30.00/month |
| Deposited Items | No fee |
| Mobile Deposit | |
| Business Checking | No fee |
| Business Growth Checking | No fee |
| Tax Levy/Garnishment | $100.00 |
| Research Services | $25.00/hour |
| ACH or Other Returned Items | $35.00 |
| Returned Mail | $10.00 |
| Verification of Funds | $25.00 |
| United Originated ACH Transactions | |
| • One-Time Transfer Fee | $15.00 |
| Collection Item | $25.00 |
| Escheatment Fee | $50.00 |
| Inactivity Fee | $7.00 |
| United Originated Emergency Payroll Request | $150.00 |
| Foreign Collection | $40.00 |
| Overnight Letter (UPS actual cost) | $15.00 minimum |
| Subpoena Info Request | $50.00/hour |
| Money Service Business | $200.00/month |
| Check Images | $15.00/month |