All United branches and offices will be closed in observance of Memorial Day, Monday, May 27. Access your United accounts by logging into Online or Mobile Banking, calling Voice Banking, or stopping by an ATM.

business fees schedule

Effective May 1, 2024 (Subject to Change)

Accounts

Business Membership Savings Account

No monthly service charge with a minimum average daily balance of $300 or when you have other account relationships with United.

• $3.00/month if none of the above criteria are met

Business Checking

• No monthly service charge

• 200 deposited checks and/or debit transactions (total) free per month

• $0.35 for each additional transaction

Business Growth Account

No monthly service charge with a $10,000 minimum average daily balance.

• $25.00/month if balance falls below $10,000

• 1,000 deposited checks and/or debit transactions (total) free per month

• $0.35 for each additional transaction

Non-Profit Checking

• No monthly fees

• No minimum balance fees

• $1,000 deposited checks and/or debit transactions (total) free per month

• $0.35 for each additional debit transaction

Checking Services

Stop Payment (any type) $30.00
Check Copies - Staff Assisted $5.00
Returned Deposit Items $15.00
Non-Sufficient Funds Items (any type) No fee
Courtesy Pay Fee $22.00
Overdraft Protection No fee
Savings or Line of Credit Transfer Sweep Service $9.00/month

Debit and Credit Card Services

Replacement for Damaged or Lost Card $10.00
ATM Overdraft $20.00/transaction
International Service Assessment (Debit Only) 1.5%
Visa Late Payment Fee (first occurrence) $29.00
• Subsequent occurrences within 6 months $40.00
Visa Returned Payment Fee $35.00
Activity at non-United ATMs (Foreign institution surcharge may apply)
• > More than 5 per month $2.00/each
• ATM Balance Inquiry $2.00/each
Rush Card Order
• Domestic $35.00
• International at cost

Bill Pay

Expedited Payment - Electronic $9.95
Expedited Payment - Overnight Check $24.95
Bill Pay Stop Payment $30.00
Returned Payment Bill Pay $20.00 (per attempt)

Convenience Service

Corporate Check (Foreign institution surcharge may apply) $5.00
Counter Checks (per page minimum 4 checks) $0.75
Account Closing (within first 90 days) $25.00
Outgoing Domestic Wire Transfer $25.00
Outgoing International Wire Transfer $50.00

Incoming Wire Transfer

(domestic and international)

$10.00

Treasury Management Services

Business Online Banking
• Basic Online Banking No fee
• Payroll Direct Deposit $10.00/month
• Payroll Items No fee
• Full ACH Services $20.00/month
• ACH Credit and Debit Items No fee
• Per User Fee No fee
ACH Reversals (Staff Assisted) $5.00/item
$50.00 max
Business Remote Deposit
Scanner Service (each scanner) $30.00/month
Deposited Items No fee
Mobile Deposit
Business Checking No fee
Business Growth Checking No fee

Other Services

Receipt of Tax Levy/Garnishment $100.00

Research Services

(1 hour minimum)

$25.00/hour
ACH or Other Returned Items no fee
Returned Mail $10.00
Verification of Funds $25.00
United Originated ACH Transactions
• One-Time Transfer Fee $15.00
Collection Item $25.00
Escheatment Fee $75.00
Account Inactivity Fee $7.00
Foreign Collection $40.00
Overnight Letter (UPS actual cost) $26.00 minimum
Subpoena/Search Warrant Response (1 hour minimum) $75.00/hour
Money Service Business $300.00/month
Check Images $15.00/month

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