United Routing Number: 272484894 
You're invited to join us for the virtual 2021 Annual Membership Meeting on Tuesday, Feb. 16 at 6:30PM ET.
Effective June 1, 2019 (Subject to Change)
We like business without a lot of fees, so ours are among the lowest you’ll find. Plus, Public Fund Checking offers unlimited transactions and no monthly service charge.
Business Membership Savings Account |
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No monthly service charge with a minimum average daily balance of $300 or when you have other account relationships with United. $3.00/month if none of the above criteria are met
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Business Checking |
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No monthly service charge 100 free deposited checks and 100 free debit transactions $0.35 for each additional transaction |
Business Growth Account |
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No monthly service charge with a $10,000 minimum average daily balance. $25.00/month if balance falls below $10,000 500 free deposited checks and 500 free debit transactions $0.35 for each additional debit transaction |
| Stop Payment (any type) | $30.00 |
| Check Copies - Staff Assisted | $5.00 |
| Returned Deposit Items | $15.00 |
| Non-Sufficient Funds Items (any type) | $34.00 |
| Courtesy Pay Fee | $34.00 |
| Overdraft Protection | $10.00/transfer |
| Savings or Line of Credit Transfer Sweep Service | $9.00/month |
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Replacement for Damaged or Lost Card |
$10.00 |
| ATM Overdraft | $34.00/transaction |
| Activity at non-United ATMs (Foreign institution surcharge may apply) | |
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• > 5 Per Month |
$2.00/each |
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• ATM Balance Inquiry |
$2.00/each |
| Rush Card Order | |
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• Domestic |
$35.00 |
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• International |
at cost |
| Visa Late Payment Fee (First occurrence) | $28.00 |
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• Subsequent Occurrences Within 6 Months |
$39.00 |
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Visa Non-Sufficient Funds Payment Fee |
$34.00 |
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Commercial Credit Card Annual Fee |
$50.00 |
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Expedited Payment - Electronic |
$9.95 |
| Expedited Payment - Overnight Check | $24.95 |
| Year End CD disc | $24.95 |
| CD Disc Shipping & Handling | $1.95 |
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Corporate Check (Foreign institution surcharge may apply) |
$5.00 |
| Counter Checks (Minimum 4 checks) | $0.75 |
| Telephone Transfer | $2.00 |
| Account Closing (Within first 90 days) | $25.00 |
| Domestic Wire Transfer (3:30 PM EST deadline for same day posting) | $25.00 |
| International Wire Transfer | $45.00 |
| Business Online Banking | |
| • Small Business Package | $10.00/month |
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• Payroll Items > 30 |
$0.10/item |
| • Corporate Package | $20.00/month |
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• ACH Credit and Debit Items > 30 |
$0.10/item |
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• Per User Fee > 5 |
$1.00/month |
| ACH Reversals (Both packages) |
$5.00/item $50.00 max |
| Business Remote Deposit | |
| Scanner Service (Each scanner) | $30.00/month |
| Deposited Items | $0.10/item |
| Mobile Deposit | |
| Business Checking | $1.00/deposit |
| Business Growth Checking | $0.50/deposit |
| Tax Levy/Garnishment | $100.00 |
| Research Services | $25.00/hour |
| ACH or Other Returned Items | $34.00 |
| Returned Mail | $10.00 |
| Verification of Funds | $25.00 |
| United Originated ACH Transactions | |
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• One-Time Transfer Fee |
$15.00 |
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• Recurring Transfer Fee |
$10.00 |
| Collection Item | $25.00 |
| Escheatment Fee | $50.00 |
| Inactivity Fee | $7.00 |
| United Originated Emergency Payroll Request | $150.00 |
| Foreign Collection | $40.00 |
| Overnight Letter (UPS actual cost) | $15.00 minimum |
| Subpoena Info Request | $50.00/hour |
| Money Service Business | $200.00/month |
| Check Images | $15.00/month |
United Routing Number: 272484894
Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.
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