Digital Banking Notice:

Access to digital and mobile banking will be temporarily unavailable from 12:00 am to 8:00 am (ET) on Sunday, December 8, 2024 while we perform maintenance on our systems. We apologize for the inconvenience.

Branches & ATMs

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Shared Branch locations currently unavailable.
Free ATMs currently unavailable.
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    Mail Payments
    PO Box 125
    St Joseph, MI 49085
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    Mail Payments
    PO Box 125
    St Joseph, MI 49085

Locate a Surcharge-Free ATM or Shared Branch

Through partnerships with CO-OP and Alliance One, United Members have access to over 35,000+ surcharge free ATMs and over 6,000+ shared branches nationwide.* To find the nearest ATM or shared branch near you, use the locator tools below.

It’s important to note that not all ATMs provide the same functionality (cash withdrawals, cash deposits, check deposits, etc.), so be sure to review the details section within these locator tools to confirm whether the ATM you’ve selected is equipped to complete your transaction type.

CO-OP Logo



Alliance One Network Logo



* Members are entitled to five (5) free withdrawals per month through CO-OP Network and Alliance One ATMs. Transactions at ATMs not owned by United Federal Credit Union may incur an additional surcharge from the ATM owner. This fee is not collected nor controlled by United Federal Credit Union.





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