Products and Services

banking

Rewards Checking

Get rewarded for what you already buy—with 1 point for every $3 spent for qualified purchases.

Ultra Checking

Earn up to 3.00% APY along with great benefits and a whole range of digital services.

Compare Checking Accounts

It’s easy to compare our checking accounts—earn dividends or earn rewards—the choice is all yours.

eCash

Perfect account for students, travel, or purchasing items online.

Courtesy Pay

Find out how Courtesy Pay works and can help you.

Membership Savings

This is almost too easy. Just $5 gets you started, and with over $300 you start earning dividends.

Achiever Savings

Got a savings goal? We’ll help you meet it while earning a higher dividend rate than any other savings account.

Bonus Builder Money Market

Build your savings even faster—not only do you get a great rate, you can add to it with a United Checking account.

Coverdell Education Savings

Start saving now for tuition, housing, books, computers and more. No minimum to open.

Health Savings Account (HSA)

Discover the extra benefits of a Health Savings Account by setting aside money for future medical expenses.

Holiday Club

Have all of your holiday spending money saved by November 1 with regular deposits throughout the year.

Individual Retirement Account (IRA)

Now’s the time to plan for what’s ahead. We can support the long-term plan that’s best for you and your family.

Youth Savings Account

Teach your child or grandchild the value of saving, and watch their balance grow while they do.

Share Certificates

Get guaranteed returns on your investment dollars.

Bump Up Certificate

Take advantage of increasing certificate rates.

Ladder Share Certificate

Earn big benefits from steady progress and the advantages of higher-yield, long-term growth.

Liquid Share Certificate

You can have it all with flexibility that doesn’t compromise your earning potential.

Young Investor Certificate

Open a special certificate for young investors under the age of 18—just $500 to get started.

borrow

mortgage

business

Business Checking

Perfect for small businesses: No monthly service fee, no minimum balance, and no hidden fees.

Business Growth Checking

Versatile checking that earns tiered dividends for your growing business.

Compare Checking Accounts

Find the right account for your growing business.

Business Savings

Our most flexible business account, where you can earn dividends on balances over $300.

Money Market

Do more with your business savings. Start by exploring our Money Market options

Business Certificate

Invest in better earnings with our Business Certificates.

HSA

A healthy win/win for your employees and your business with our Health Savings Account.

Term Loan

Business term loans help you manage debt, buy what you need, and build capital.

Line of Credit

Control your cash and balance your books with a business line of credit.

Real Estate Financing

Acquire, expand or update your business with real estate financing.

Business SBA Loans

Explore the full range of our Small Business Administration financing options.

Business Visa® Credit Card

Serious purchasing power for all your business needs, plus rewards.

Commercial Visa® Credit Card

Accelerate your business with 1% cash back, better terms and higher limits.

Compare Credit Cards

Our business credit cards let you purchase supplies and track expenditures.

Sweep Services

Connect and manage multiple accounts with United’s adaptable Sweep Services.

Merchant Services

Accept all major credit and debit cards, and convert checks to ACH or electronic deposit.

Commercial Loan Officers

Expert advice with the help of our Commercial Loan Officers.

Business Resources

Access United’s collection of federal and state resources to keep your business running smoothly.

digital

Online Banking

Time, place, terms. United’s Online Banking options let you bank your way when it’s convenient for you.

Mobile Banking

Bank securely with instant access from as many mobile devices as you can handle.

Voice Banking

We take banking to the next level with Voice services, including balances, transaction history, and account transfers.

Apple Watch

Securely check balances and view recent transactions right on your wrist.

Mobile Check Deposit

Snap, send, done. Just take a picture of the check you want to deposit with your smartphone and it will post to your account.

Touch & Face ID Authentication

Get into Mobile Banking faster and easier than ever with touch and face ID features. We’ll know it’s you.

U Pay

Have people to pay? Send money to family and friends fast and securely.

Digital Wallet

Leave your cash and cards at home and buy what you need with one click or tap with your smartphone.

Wire Transfers

Transfer funds from United to other bank accounts with no worries.

CardSwap

Update your card information at online merchants or subscription services, anytime you need it – all in one place.

icon-online-banking

eStatements

Enjoy having your statements available with the click of a button.

Financial Tools

Check out our financial tools for all types of accounts. They’ll help you plan, categorize and manage your finances all in one place.

Visa® Chip Technology

Visa® chip technology keeps you safe 24/7, worldwide.

Visa® Purchase Alerts

Get a text or email alert whenever you pay with your United debit or credit card.

Visa® Secure

Visa® Secure Remote Commerce is a digital payment service that can make online payment as fun and easy as online shopping.

Business Online Banking

The latest banking tools online with innovative features, easy management, and 24/7 account access.

eZBusiness Portal

Company administrators can manage their Commercial Credit Card program.

eZCard Portal

Commercial Credit Card holders can access their account information.

Business Mobile Deposit

Make your deposits on the go with Business Mobile Deposit.

Business Remote Deposit

Make deposits right from your office with Business Remote Deposit.

card

United Routing Number: 272484894

 

facebook icon 
instragram icon 
twitter icon 
youtube icon 
linkedin icon 

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.