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share certificate

monthly specials

3.75% APY for up to 11 months with an Ultra Checking account1. IRA eligible.

3.50% APY for up to 36 months with an Ultra Checking account1. IRA eligible.

Make your money work for you with one of our over-achievers

certificate specials

3.50% APY for up to 11 months with an Ultra Checking account1.

or

3.75% APY for up to 23 months with an Ultra Checking account1.

We have lots of terms available so you can find out what works best for you. Then, you can sit back and enjoy earning more.

  • Let us calculate your dividends daily and we’ll pay you quarterly – you only need $500 to get started
  • Choose from 3 months to 60 months2

Open your share certificate today by calling (888) 982-1400 or stopping by any of our convenient locations.

View Current Rates

[1] Annual Percentage Yield (APY) accurate as of 12/1/2022. Subject to change without notice. [1] Rates include a 0.10% APY increase when the owner of this account who will receive the tax statement (the “Tax Reported Owner”) is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. Rates may change after the account is opened. If requirements are not met, rates are 3.65% APY for 11 months and 3.40% APY for 36 months. A penalty may be charged for early withdrawal. Fees may reduce earnings on the account. Minimum balance required is $500. 11 month certificate renews to 6 month standard certificate at maturity. 36 month bump up certificate renews to 36 month bump up certificate at maturity. Rates are based on current rates at the time of renewal. Only personal share certificates are eligible for advertised rates; business share certificates also available although rates may differ. [2] One time rate bump up allowed during the term of the certificate. Member may only exchange dividend rates for Bump Up Share Certificates of the same initial term. Bump up does not extend maturity date.