United Routing Number: 272484894 
Effective May 1, 2020 (Subject to Change)
We’re always looking for ways to make your money go further. We’re among the very best at keeping your fees to a minimum with low- or no-costs for most services.
Have questions? Contact a Member Service Advisor at (888) 982-1400.
Membership Savings Account |
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No monthly service charge with $300 minimum daily balance or when you have other account relationships with the credit union. Holiday Club, IRA Money Market, Achiever Savings and other Membership Savings accounts are not recognized as another account relationship. $3.00/month if none of the above criteria are met. |
Platinum Plus Checking |
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No monthly service charge with $1,000 minimum daily balance, an active consumer or mortgage loan or $5,000 in combined balances of any savings, checking or money market accounts. $10.00/month if none of the above criteria are met. |
eCash |
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No monthly service charge with an open and active Ultra Checking, Rewards Checking or Platinum Plus Checking account or an owner is under the age of 26. $5.00/month if none of the above criteria are met. |
| Stop Payment (Any type) | $30.00 |
| Check Copies - Staff Assisted | $5.00 |
| Returned Deposit Items | $15.00 |
| Non-Sufficient Funds Items (Any type) | $34.00 |
| Courtesy Pay Fee | $34.00 |
| Overdraft Protection - Savings or Line of Credit Transfer | $10.00 |
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Corporate Check Charged when payable to a 3rd party |
$5.00 |
| Skip-a-Payment | $40.00/loan |
| Counter Checks (Minimum 4 checks) | 0.75 |
| Teller Assisted Savings Withdrawal | No fee |
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Account Closing (within first 90 days) Does not apply to Youth Savings accounts |
$25.00 |
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Property Tax Savings Excessive Withdrawal For withdrawals in excess of 4 per month |
$0.50 |
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Domestic Wire Transfer 3:30 PM EST deadline for same day posting |
$25.00 |
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International Wire Transfer |
$45.00 |
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Replacement for Damaged or Lost Card |
No fee |
| ATM Overdraft | $34.00/transaction |
| Activity at non-United ATMs (Foreign surcharge may apply) | |
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• > 5 Per Month (at Foreign ATMs) |
$2.00 |
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• ATM Balance Inquiry |
$2.00 |
| Rush Card Order | |
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• Domestic |
$35.00 |
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• International |
at cost |
| Visa Late Payment Fee (first occurrence) | $28.00 |
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• Subsequent Occurrences Within 6 Months |
$39.00 |
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Visa Non-Sufficient Funds Payment Fee |
$34.00 |
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Tax Levy/Garnishment |
$100.00 |
| Research Service | $25.00/hr |
| ACH or Other Returned Items | $34.00 |
| Returned Mail | $10.00 |
| Verification of Funds | $25.00 |
| United Originated ACH Transaction | |
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• One-Time Transfer Fee |
$15.00 |
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• Recurring Transfer Fee |
$10.00 |
| Loan Modification Fee | $50.00 |
| Escheatment Fee | $50.00 |
| Inactivity Fee | $7.00 |
| Foreign Collection | $40.00 |
| Overnight Letter (UPS Actual Cost) | $15.00 minimum |
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Subpoena Info Request |
$50.00/hr |
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Expedited Payment - Electronic |
$9.95 |
| Expedited Payment - Overnight Check | $24.95 |
| Year-End CD disc | $24.95 |
| CD Disc Shipping & Handling | $1.95 |
United Routing Number: 272484894
Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.
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