No monthly service charge with $300 minimum daily balance or when you have other account relationships with the credit union. Holiday Club, IRA Money Market, Achiever Savings and other Membership Savings accounts are not recognized as another account relationship.
$3.00/month if none of the above criteria are met.
Platinum Plus Checking
No monthly service charge with $1,000 minimum daily balance, an active consumer or mortgage loan or $5,000 in combined balances of any savings, checking or money market accounts.
$10.00/month if none of the above criteria are met.
No monthly service charge when the Tax Select Owner* is also the Tax Select Owner* of an open and active Ultra Checking, Rewards Checking or Platinum Plus Checking account or an owner is under the age of 26.
$5.00/month if none of the above criteria are met.
Stop Payment (Any type)
Check Copies - Staff Assisted
Returned Deposit Items
Non-Sufficient Funds Items (Any type)
Courtesy Pay Fee
Overdraft Protection - Savings or Line of Credit Transfer
Charged when payable to a 3rd party
Counter Checks (Minimum 4 checks)
Teller Assisted Savings Withdrawal
Account Closing (within first 90 days)
Does not apply to Youth Savings accounts
Property Tax Savings Excessive Withdrawal
For withdrawals in excess of 4 per month
Domestic Wire Transfer
3:30 PM EST deadline for same day posting
International Wire Transfer
Debit and Credit Card Services
Replacement for Damaged or Lost Card
Activity at non-United ATMs (Foreign surcharge may apply)
• > 5 Per Month (at Foreign ATMs)
• ATM Balance Inquiry
Rush Card Order
Visa Late Payment Fee (first occurrence)
• Subsequent Occurrences Within 6 Months
Visa Non-Sufficient Funds Payment Fee
International Service Assessment (Debit Only)
ACH or Other Returned Items
Verification of Funds
United Originated ACH Transaction
• One-Time Transfer Fee
Loan Modification Fee
Overnight Letter (UPS Actual Cost)
Subpoena Info Request
Expedited Payment - Electronic
Expedited Payment - Overnight Check
Year-End CD disc
CD Disc Shipping & Handling
Insured by NCUA. Equal Opportunity Lender. Equal Housing Lender. This Fee Schedule is a part of your account agreement with United Federal Credit Union.
*Tax Select Owner is the owner of this account who will receive the tax statement when applicable standards for tax reporting are met.