No monthly service charge with $300 minimum daily balance or when you have other account relationships with the credit union. Holiday Club, IRA Money Market, Achiever Savings and other Membership Savings accounts are not recognized as another account relationship.
$3.00/month if none of the above criteria are met.
Platinum Plus Checking
No monthly service charge with $1,000 minimum daily balance,
an active consumer or mortgage loan or $5,000 in combined
balances of any savings, checking or money market accounts.
$10.00/month if none of the above criteria are met.
No monthly service charge when the Tax Reported Owner* is
also the Tax Reported Owner* of an open and active Ultra
Checking, Rewards Checking or Platinum Plus Checking
account or an owner is under the age of 26.
$5.00/month if none of the above criteria are met.
Stop Payment (any type)
Check Copies - Staff Assisted
Returned Deposit Items
Non-Sufficient Funds Items (any type)
Courtesy Pay Fee
Overdraft Protection - Savings or Line of Credit Transfer
Charged when payable to a 3rd party
Counter Checks (per page minimum 4 checks)
Account Closing (within first 90 days)
Does not apply to Youth Savings accounts
Property Tax Savings Excessive Withdrawal
For withdrawals in excess of 4 per month
Outgoing Domestic Wire Transfer
Outgoing International Wire Transfer
Incoming Wire Transfer
(domestic and international)
Debit and Credit Card Services
Activity at non-United ATMs (Foreign surcharge may apply)
• More than 5 per month
• ATM Balance Inquiry
Rush Card Order
Visa Late Payment Fee (first occurrence)
• Subsequent Occurrences Within 6 Months
Visa Returned Payment Fee
International Service Assessment (Debit Only)
Zelle Stop Payment
Receipt of Tax Levy/Garnishment
Research Services (1 hour minimum)
ACH or Other Returned Items
Verification of Funds
United Originated ACH Transaction
• One-Time Transfer Fee
Loan Modification Fee
(non-real estate loans only)
Account Inactivity Fee
Overnight Letter (UPS Actual Cost)
Subpoena/Search Warrant Response
(1 hour minimum)
Returned Loan Payment Fee
Expedited Payment - Electronic
Expedited Payment - Overnight Check
Stop Payment Bill Pay
Returned Bill Pay Item
$20.00 (per attempt)
Safe Deposit Boxes
(sizes and availability may vary by branch)
Lock Drilling/ Lost Key
Safe Deposit Box Options
Insured by NCUA. Equal Opportunity Lender. Equal Housing Lender. This Fee Schedule is a part of your account agreement with United Federal Credit Union.
*Tax Select Owner is the owner of this account who will receive the tax statement when applicable standards for tax reporting are met.