best for you
compare personal credit cards from United.
U Boost Visa®
When you want to establish credit.
The U Boost Visa® credit card helps to rebuild or establish better credit with low credit limits and a fixed APR.
U First Visa®
When you want a low rate.
The U First Visa® credit card has a low rate and an even lower balance transfer rate.
Get 0% APR for 6 months
U Rewards Visa® Signature
When you want to earn rewards.
The U Rewards Visa® credit card lets you earn up to 2% cash rewards and Signature card benefits.**
Get 0% APR for 12 months
Start your account with $100 cash rewards
credit card benefits
Our credit cards come with great benefits.
- new cardmember offers of 0% APR*
- lower balance transfers APR*
- up to 2% cash rewards*
* on select cards
- no account fee
- no balance transfer fee
- no foreign transaction fee
- and more
- debt protection
- identity theft protection
- Card Controls management app
Have a business? Take a look at our business credit card options
Get the breakdown of what makes United credit cards different from one another.
To transfer balances, you’ll need: copy of most recent statement, name of payee or credit card, mailing address, credit card number, and amount of payoff. Learn More
The CardPerks™ Rewards program offers rewards for points earned. Points can be redeemed for cash back, gift cards, travel, merchandise, and more. Learn More
Chip-based transactions are the new security standard, widely used by more merchants every day. Learn More
Easily pay for purchases directly from your mobile device using Google Pay, Apple Pay, or Samsung Pay. Learn More
Visa® Checkout lets you pay online, fast and securely, on any device. Learn More
Card Controls gives you personalized card access and information with a dedicated app to manage your cards. Learn More
Get a United Visa® credit card today and enjoy being a Member of a credit union who takes you seriously.