dial down your high-interest debt
with a no-fee credit card balance transfer
With a Visa® credit card through United, you can transfer high interest rate and department store credit card balances without paying a transfer fee.1 By moving those balances to United, you’ll only have to make one low monthly payment. Plus, you’ll pay the same low interest rate on balance transfers as you do on purchases.2
Prepare for a Balance Transfer
If you're ready to request a balance transfer, be sure to have ready these items:
- Copy of most recent statement
- Name of payee/credit card
- Mailing address of payee
- Account or credit card number for payee
- Amount of payoff
If better terms and a lower rate sounds good to you, call us at (888) 982-1400 or stop by a branch and we’ll help you get started.
[1] You may transfer any amount, but the total amount of your balance transfer must be less than your available credit limit. Be sure you don’t transfer any disputed purchase or other charge amount because you may lose your dispute rights. You can’t transfer balances from other accounts issued by United Federal Credit Union.
[2] There is no grace period on balance transfers; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account.