advice hub

By using home equity strategically, some homeowners can reduce debt, lower stress, and build a more secure financial future.

Home ownership without a social security number? It’s possible. If you have an Individual Taxpayer Identification Number (ITIN), you may be eligible for a mortgage loan.

Explore the key advantages and disadvantages of buying versus renting a home—build equity, manage costs, and choose the best option for your lifestyle.

Switch to eDocuments with United Federal Credit Union for encrypted, paperless account statements—access anytime, reduce clutter, and protect against fraud.

If you're mulling whether to make a mortgage part of your retirement plan, here are some considerations to help you decide one way or the other.

Scammers are hijacking social media accounts on platforms like Facebook or Instagram, often by figuring out username and passwords. Once inside, they pose as the account owner to share fake posts that often include emotional details to create a sense of urgency and drive people into action. Learn more about these scams here.

For many Americans, buying a home is a dream that feels out of reach, beginning with the intimidating down payment due at the time the home is purchased. With the high cost of rent and other living expenses, many people are not well-positioned to save for a down payment on a home. Learn tips for saving money to help with your down payment today.

In today's digital age, fraud protection is more important than ever. With identity theft and cybercrime on the rise, it's crucial to be proactive in safeguarding your personal information.

Shredding sensitive documents like bills, IDs, and medical records can prevent identity theft and fraud. Learn what to shred and how to stay protected.

Sometimes it seems easier to make more money than it is to save money. After all, saving money often requires us to change our money spending habits, and changing habits can be tough - here are 8 simple tips for saving!

Cybercriminals are using AI to create deepfake videos, voice clones, and fake images. Learn how to detect and protect yourself from deepfake scams in OUCH! March 2025

Learn how scammers blend romance and investment fraud in ‘Pig Butchering’ scams. Protect yourself with these tips from OUCH! February 2025.