advice hub

Topic
Sort by

Tips on What Checking Account is Best for You

9/15/2016

Here are 3 tips to help you decide what type of checking account is best for you.

Learn More

3 Tips to Opening a New Checking Account

7/4/2019

Opening a new checking account is an important decision. By following these tips, you’ll know how to decide which is best for you, and what to avoid.

Learn More

Essentials for Your Digital Wallet

12/8/2020

Learn what a digital wallet is and the different options you have.

Learn More

Paying Off Credit Card Debt

9/30/2020

More than half of U.S. adults had credit card debt in 2020 — here are four smart steps you can take now to help you pay off credit card debt.

Learn More

Ditch Your Bank and Join a Credit Union

3/10/2020

Ever wonder about the difference between a bank and a credit union? Here are five reasons why you should use a credit union.

Learn More

5 Tips to Keep Your Information Safe Online

2/12/2019

If you do a lot of online banking, protecting your identity is extremely important. Here are some tips on how to spot scams and protect against bank fraud.

Learn More

7 Smart Ways to Use Your Bonus this Year

1/29/2019

If you got a bonus at work, you’ve got a decision to make—should you save for your 401k or spend it to pay off debt. There are benefits to both options.

Learn More

8 Steps to Building Personal Wealth

3/17/2016

Mimic the habits of the rich and set a plan with these eight steps to building personal wealth.

Learn More

How to Get Your Stimulus Check

4/10/2020

In order to help Americans affected by the COVID-19 pandemic and the resulting economic fallout, federal lawmakers have enacted a $2 trillion economic stimulus package, called the CARES Act.

Learn More

A New Type of Password: Passphrases

4/20/2017

Learn how passphrases can help protect your online information.

Learn More

Are Paper Checks Becoming Obsolete?

5/10/2018

Hold on, it may not be time to pitch that box of checks just yet!

Learn More

ATM Skimming Attacks on the Rise

8/20/2015

Recent news from southwest Michigan, Mexico and Europe has brought the dangers of ATM skimming back into focus for many financial institutions and their customers. Here's what to look out for and how to protect your financial information.

Learn More

Choosing Between Bank or Credit Union

6/9/2016

Are there really advantages to selecting a credit union over a bank?

Learn More

Consider This Before Signing a Rental Agreement

5/29/2019

Renting an apartment or finding a house to rent in your neighborhood can be exciting. But before you sign a rental agreement, you should check these things out.

Learn More

How to Get the Best Deal on an RV

1/8/2021

Buying an RV is much like buying a car, but it's also like buying a home. Here are things to consider to get the most out of your RV.

Learn More

A Guide to Building Your Dream Home in 5 Simple Steps

7/2/2020

Here’s what you need to know before you build your dream home.

Learn More

Buy a Car Online

6/9/2020

Four easy steps that will help you purchase a new car online.

Learn More

Buyer’s Market vs. Seller’s Market: What to Know

7/29/2020

Whether you are buying in a seller’s market or selling in a buyer’s market, remember to tailor your approach to the current housing market.

Learn More

How Buying a Home Differs During a Recession

7/29/2020

You may be able to use an economic downturn to your advantage to find the house you want at a price you love.

Learn More

Best Ways to Buy a New Motorcycle

2/12/2021

Be prepared to budget for your new bike.

Learn More

Commonsense Strategies to Consolidate Debt

8/11/2016

No doubt, it's easy for debt to creep up on anyone. Here are some commonsense strategies to consolidate debt.

Learn More

How to Use a Credit Card Balance Transfer

9/23/2020

Doing a balance transfer can help you tackle your debt faster by helping you avoid paying high-interest rates for a few months.

Learn More

How to Use Credit Card Rewards

12/1/2020

Get more bang for your buck and see what a rewards credit card can do for you.

Learn More

What Does Your Credit Score Mean

10/19/2020

Increasing your score can give you leverage to save money if you understand what goes into building and maintaining a good score.

Learn More

Credit Union vs. Bank vs. Mortgage Broker: Which One Is Right for You?

7/29/2020

You have plenty of options when taking out a mortgage. However, call us biased, but we think credit unions are great.

Learn More

Diversify Your Investment Portfolio with Share Certificates

10/15/2015

A balanced investment portfolio begins when you diversify your investment portfolio. Learn how to diversify your portfolio with Share Certificates.

Learn More

Don't Get Caught by the New IRA Rollover Rules

1/1/2015

Don't Get Caught by the New IRA Rollover Rules

Learn More

Here’s What Impacts Your Mortgage Interest Rate

5/6/2020

If you're like most people, you want low interest rates. Understanding the factors that go into mortgage rates will prepare you for negotiating the best interest rates possible.

Learn More

Financial Stress? It May Be Time to Get Smarter About Money

4/19/2018

Poll: 87 percent of full-time workers are "somewhat stressed" about current finances.

Learn More

How Does Your Credit Score Affect Your Mortgage?

7/2/2020

If your credit score is lower than you’d like, here are a couple of ways to boost it.

Learn More

Fraudulent Shipping Scams

12/2/2019

Scams are becoming increasingly cunning and deceptive. Do you know how to spot a fraud scheme? Here's the lowdown on the latest tactic and what to watch out for this Holiday season.

Learn More

Gearing Up for the Holiday Season

10/27/2019

How To Enjoy The Holidays And Stay Within Your Budget

Learn More

Creative Ways to Use Your Home Equity

5/14/2020

Most homeowners don't know much about home equity. Learn how your home equity can be a useful tool to eliminate debt and more.

Learn More

First-Time Home Buying in 6 Steps

5/6/2020

Buying a new home for the first time is exciting. Here's a guide for first-time home buyers to help along the way.

Learn More

Why You Should Make a Home Inventory Today

7/2/2020

Your home inventory is an essential resource in case of property loss.

Learn More

5 Ways to Get the Highest Offer for Your Home

5/14/2020

Make sure you get the most for your house when you decide to sell. Here are five tips to help.

Learn More

How an Increase in the Prime Rate Impacts You

3/3/2016

Expect slight increases in what you pay for variable rate loans and an upward swing in deposit rates.

Learn More

How Much To Save In An Emergency Fund

10/11/2019

Knowing how much money should be in your emergency fund can help you out in a difficult situation. These steps will help you get started.

Learn More

Using a Credit Card to Build Credit

9/28/2020

Using a credit card is a simple way to help improve your credit score, if you manage your debt responsibly.

Learn More

How to Consolidate Debt with a Plan

2/27/2019

Debt consolidation is important for a healthy financial future, and knowing how to consolidate debt is the first step to building an action plan.

Learn More

How to Create a Paperless Home

1/19/2017

Serving its Members since 1949 by helping them to build a sound financial future.

Learn More

Keep your personal information safe on Social Media

7/5/2019

Social media sites are amazing resources, but also come with risks. Find out how to keep your activity and information safe by using social media securely.

Learn More

How to Make Pets More Affordable

10/3/2019

Every pet parent knows a new furry, four-legged family member can come with a steep price tag. Here are some ways to curb the costs.


Learn More

How to Easily Switch Banks or Credit Unions

12/17/2015

Grimacing over your most recent bank statement? Here's how to make switching banks or credit unions easy.

Learn More

Preventing Credit and Debit Card Fraud

11/12/2020

Learn some easy ways to protect yourself and your credit from fraud.

Learn More

How to Spot a Scam

5/2/2019

Phishing. Smishing. Vishing. Are you familiar with these phrases? United is here to help you spot a scam from criminals trying to steal your identity or attack your computer.

Learn More

How to Start Your Own Business

5/5/2016

Have you ever wondered what it takes to start your own business?

Learn More

Using an HSA to Pay for Medical Expenses

11/2/2020

HSAs give you control over how you want to spend your health care dollars. Learn about its benefits.

Learn More

Investment Planning - The Basics

3/5/2020

Why do so many people never obtain the financial independence that they desire? Often it’s because they don’t take the first step – getting started.

Learn More

IRS Clarifies Home Equity Loan Tax Deductions

3/1/2018

Find out more information about your home equity loan as a tax deduction.

Learn More

Keep Your Identity Safe

4/14/2020

Here’s an easy way to remember the types of account information you should never give away.

Learn More

Studies: Kids Inherit Financial Habits from Parents

8/14/2019

Studies show kids’ financial habits are influenced by their parents. This makes financial literacy and talking with your kids about money highly important.

Learn More

Know and Maximize Your Credit Score

5/14/2015

Your credit score is one of the most important numbers to know because it can be the deciding factor in getting a new home, car or even a new job. Learn how to maximize your credit score!

Learn More

Married someone with debt? Say ‘I do’ to these tips on managing joint finances.

5/31/2019

Marrying the love of your life is an incredible feeling, but marrying someone with debt can be challenging. These tips help you deal with debt as a couple.

Learn More

A Step-by-Step Guide to Mortgage Relief Options

7/29/2020

If you need help making mortgage payments, here are some tips to get mortgage relief and avoid foreclosure.

Learn More

Mortgage Refinancing Basics: What to Know

5/6/2020

If you're a homeowner and see falling interest rates, sirens are probably going off in your head. Decide if the time is right to refinance.

Learn More

4 Mistakes People Make During the Mortgage Process

7/2/2020

Your mortgage is the most significant debt you will ever carry. Don’t make it more expensive than it has to be.

Learn More

Five Easy Steps to Get The New Car Price You Want

7/2/2020

Before you talk to a car dealer, read these five easy steps to getting the new car price you want.

Learn More

Online vs In-Person Banking

10/13/2016

Here is an article from NerdWallet about how to decide whether banking with a virtual or brick-and-mortar financial institution is right for you.

Learn More

What New Federal Regulations Mean for You

5/10/2018

New federal regulations mean changes to the way you open new accounts.

Learn More

Fake News

10/7/2020

In today's fast-paced world of social media, fake news surrounds us every day. Take the time to follow these basic steps to help ensure you make informed decisions based on facts.

Learn More

Securing the Generation Gap

12/2/2020

Key steps to help keep family members, who may be struggling with technology, safer.

Learn More

I'm Hacked. Now What?

2/12/2021

If you suspect you have been hacked, learn how to take back control.

Learn More

Securing Wi-Fi At Home

1/14/2021

Here are five simple steps to securing your home Wi-Fi to create a far more secure home for you and your family.

Learn More

Social Engineering

10/28/2020

Learn how social engineering, a cyber attack mechanism, work and what you can do to protect yourself.

Learn More

Design Trends That Could Hurt Your Home Value

2/9/2021

8 regrettable home trends causing headaches for home seller.

Learn More

The Pros and Cons of Personal Loans and Home Equity Loans

5/14/2020

Both personal loan and home equity loan can provide the funding you need for covering unexpected or large expenses. Learn which one is right for you.

Learn More

Saving for a Home Is Easier Than You Think

5/14/2020

It's easier than you think. While a 20% down payment can be daunting, here is how to make saving for a home easier than ever.

Learn More

Saving for College

8/18/2016

There's no denying the benefits of a college education but these advantages come at a price. How do you plan?

Learn More

Online Shopping: Picking the Right Card

11/24/2020

The ins and outs of shopping online and the advantages of using different types of cards.

Learn More

COVID-19 Small Business Financial Resources

4/2/2020

During the uncertain times resulting from the Coronavirus pandemic, the federal government has made resources available to small businesses.

Learn More

Stay alert! Coronavirus scammers are ‘sick’

3/20/2020

During uncertain times, scammers are always looking for ways to take advantage of the public—and the Coronavirus (COVID-19) outbreak is no different. But United’s got your back!

Learn More

Second Round of Stimulus Checks

12/30/2020

A summary of what you need to know about the second round of Stimulus Checks and how to get yours.

Learn More

Student Loan Tips to Study

6/13/2019

Knowing how to pay for college and deciding which student loan is best is key to getting a great start after high school. These tips will help you choose.

Learn More

Sustainable Withdrawal Rates

4/28/2016

Your retirement lifestyle will depend not only on your assets and investment choices, but also on how quickly you draw down your retirement portfolio.

Learn More

Tax Documents: What to Toss, Keep, Shred...or Digitize?

2/25/2016

Your guide to getting prepped for tax time and knowing what you need to keep and what can go.

Learn More

Tax Reform 101: Top 5 Changes

4/5/2019

Tax season is here and there are some changes in 2019 that you need to know about from TurboTax and United Federal Credit Union.

Learn More

The 3 Keys to Buying a Home

5/7/2015

Before you start the search for your dream home, get to know these three keys to buying a home for your financial situation and lifestyle.

Learn More

What Is Mortgage Prequalification?

5/6/2020

As you prepare to buy a house, you’ve probably come across the phrases qualified and preapproved mortgage. While the two are similar, they are not synonymous.

Learn More

The Negative Effects of Debt

3/10/2016

Explore the negative effects that debt can have on your finances and life.

Learn More

The Security of Online Banking

2/11/2020

Learn why it’s important to balance convenience with security to help defend against online fraud

Learn More

Tips to Avoid IRS Impostor Scams

3/31/2020

Don't fall for IRS imposter scams. Read here to get tips on how to avoid them.

Learn More

Tips to Prevent Summer Budget Burn

7/24/2019

Having fun in the sun doesn’t have to break the bank. Check out these ten tips for how to save money this summer.

Learn More

Top 5 Best Scholarship Websites

4/8/2019

Applying for college can be stressful, so here’s a list of the best scholarship websites to help you find scholarships that match your interest and education.

Learn More

Top Places to Take a Road Trip

6/24/2019

If one of your summer vacation ideas includes hitting the open road in search of fun, these destinations should certainly be on your road trip list.

Learn More

Understanding How a Skip Payment Option Works

7/21/2020

Before you take a skip payment offer, make sure you understand how they work.

Learn More

Understanding Transfer Limits Under Regulation D

12/10/2015

Learn how Regulation D affects your money management preferences.

Learn More

Use a Skip A Payment Offer to Your Advantage

11/12/2015

Is it a good idea to use an offer to skip your payment for a month? The answer is, it depends on how and when you plan to use the savings.

Learn More

Want to Be a Millionaire? Steps to Building Personal Wealth

5/20/2019

Becoming a millionaire overnight might is tough, but planning ahead and building your net worth and personal wealth is easier than you think.

Learn More

The Fed Rate Cut and Why It’s Important

5/6/2020

The current fed rate is almost zero. Who cares? While the Federal Reserve may feel far-off and nebulous, it impacts you in several ways.

Learn More

Online Shopping Security Tips

11/20/2019

Top tips every Holiday shopper needs to know and how to stay safe online this season.

Learn More

What Is a Construction Loan, and Do I Need One?

7/2/2020

A construction loan is a useful tool to build your dream home. Here’s what you need to know to qualify for a construction loan.

Learn More

What is the Rule of 72?

5/26/2018

Take some time to review your investments and find out how long it will take to double your money.

Learn More

Determining Your Home Value and How It Helps

7/29/2020

Knowing your home value gives you more control over these processes and provides clarity to future financial decisions.

Learn More

How Refinancing Your Car Loan Can Save You Money

8/12/2020

If you aren’t happy with your current car loan payment, or if your financial situation has changed since you bought your car—it might be a good idea to think about refinancing to a better interest rate.

Learn More

Why Your New Job Matters When Buying a Home

5/14/2020

While you can still get a mortgage if you change jobs, here is how it will impact your mortgage qualifications.

Learn More

United Routing Number: 272484894

 

facebook icon 
instragram icon 
twitter icon 
youtube icon 
linkedin icon 

HOURS & HELP
BANKING
ABOUT US
MEMBERS

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.