home equity loans & lines of credit

Now you can make the improvements you’ve been planning with our no-fee, no-closing-cost home equity loans.

Home Equity Lines of Credit

If you need money for a new deck, bathroom remodel, or dream kitchen, a home equity line of credit (HELOC) from United could be the answer. Using the equity in your home, you can get the credit you need to make the improvements you want. With a United HELOC you can:

  • Borrow as much or as little as you need, up to your established credit limit, whenever you need it
  • Access funds through Online Banking, Mobile Banking, Telephone Banking, any United branch, or by using your HELOC Visa® card

View Rates

Home Equity Installment Loans

A home equity installment loan is a closed-end loan (one-time amount) secured by your home that allows you to:

  • Borrow a specific dollar amount against the available equity you have in your home
  • Make a fixed monthly payment for the life of your loan
  • Have the flexibility of choosing your loan term

View Rates

United Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.