U Rewards Visa® Signature credit card

Visa® Credit Card Agreement

Visa® Credit Card Truth-In-Lending Disclosure Statement

APR=Annual Percentage Rate. Equal Opportunity Lender. Subject to Credit Approval.

1) 10.74%-18.00% APR, accurate as of 7/1/2020; rates may vary. Rate determined by applicant’s creditworthiness.

2) Certain restrictions, limitations and exclusions apply. Please refer to the CardPerks™ Terms and Conditions for further details.

3) Earn 10,000 bonus points for spending on qualified purchases a minimum cumulative amount of $3,000 within 90 days of account opening. Bonus point into offer is only available for new URewards credit cards.

4) Subject to program terms and conditions. See the applicable Benefit Guides for more information. Rewards cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature^® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa^® is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

5) Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your U Rewards Visa^® card to secure transactions. Please refer to your terms and conditions for further details.

6) There is no grace period on balance transfers or cash advances; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account. A list of additional fees can be found in the chart above. 

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