U Rewards Visa® Signature credit card

It's a good day to reward yourself.


Points with every purchase and no annual fees.1

Here’s what you get with the U Rewards Visa Signature® credit card:

  • Added purchasing power with credit limits from $5,000 to $50,000+
  • 3x points on groceries, 2x points on gas, and 1 point per $1 spent on all other purchases2
  • 10,000 bonus points after you make at least $3,000 in qualified purchases within the first 90 days of your account opening3
  • Points towards cash back redemption option
  • Visa Signature® Concierge service4
  • Travel benefits including Roadside Dispatch®, Travel and Emergency Assistance, and Trip Delay Reimbursement5

Sound good? Check out these additional features.

  • Low interest rate
  • No annual fees1
  • 25-day interest-free grace period on your purchases6
  • Low minimum payments
  • Easy balance transfers, with no fee or higher interest rate5
  • No cash advance fees5
  • Low-cost credit protection insurance available
  • Digital wallet - Google Pay™, Apple Pay®, Samsung Pay and Visa Checkout®
  • Your U Rewards Visa Signature® credit card can also be used nationwide at ATMs to obtain cash advances
  • Visa® Purchase Alerts keeps tabs on your account anytime, anywhere, helping you reduce fraud and monitor your spending


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Credit Card Fees

Annual Fee None
Application Fee None


Transfer Fees
Balance Transfer None
Cash Advance None
Foreign Transaction None


Penalty Fees
Late Payment Up to $28 for the first occurrence, and up to $39 for each additional occurrence within 6 months, that your payment is 5 or more days late
Over-the-Credit Limit None
Returned Payment Up to $34 if your payment is returned for any reason

United Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.