the difference is in the details
compare credit cards from United
Looking for a new credit card, but don’t understand the difference? Compare and contrast U First Visa® Credit Card and U Rewards Visa® Signature Credit Card. With no annual fees and low minimum payments, both options are a great choice for you.
U First Visa® Credit Card
The U First Visa® Credit Card has no annual fee, no balance transfer fee, and monthly payments are 2% of the outstanding balance or $20, whichever is greater.
Members who want a revolving line of credit with a VISA® card or who want to start building their credit with a secured credit card.GET U FIRST
U Rewards Visa® Signature Credit Card
With the U Rewards Visa® Signature Credit Card, you can earn reward points of 3x for groceries, 2x for gasoline purchases, and 1 point for $1 spent on all other qualified purchases. As a Visa® Signature Card, this card offers additional exclusive benefits.
Members with established credit and wanting to earn maximum reward points.GET U REWARDS
Get the breakdown of what makes U First and U Rewards credit cards different from one another.
To transfer balances, you’ll need: copy of most recent statement, name of payee or credit card, mailing address, credit card number, and amount of payoff.Learn More
The CardPerks™ Rewards program offers rewards for points earned. Points can be redeemed for cash back, gift cards, travel, merchandise, and more.Learn More
Chip-based transactions are the new security standard, widely used by more merchants every day.Learn More
Easily pay for purchases directly from your mobile device using Google Pay, Apple Pay, or Samsung Pay.Learn More
Visa® Checkout lets you pay online, fast and securely, on any device.Learn More