the difference is in the details
compare United's credit cards
Looking for a new credit card, but don’t understand the difference? Compare and contrast United’s U First Visa® Credit Card and U Rewards Visa® Signature Credit Card. With no annual fees and low minimum payments, both options are a great choice for you.
U First Visa® Credit Card
The U First Visa® Credit Card has no annual fee, no balance transfer fee, and monthly payments are 2% of the outstanding balance or $20, whichever is greater.
ideal for
Members who want a revolving line of credit with a VISA® card or who want to start building their credit with a secured credit card.
GET U FIRSTU Rewards Visa® Signature Credit Card
With the U Rewards Visa® Signature Credit Card, you can earn reward points of 3x for groceries, 2x for gasoline purchases, and 1 point for $1 spent on all other qualified purchases. As a Visa® Signature Card, this card offers additional exclusive benefits.
ideal for
Members with established credit and wanting to earn maximum reward points.
GET U REWARDScomparison chart
Get the breakdown of what makes U First and U Rewards credit cards different from one another.
To transfer balances, you’ll need: copy of most recent statement, name of payee or credit card, mailing address, credit card number, and amount of payoff.
Learn MoreThe CardPerks™ Rewards program offers rewards for points earned. Points can be redeemed for cash back, gift cards, travel, merchandise, and more.
Learn MoreChip-based transactions are the new security standard, widely used by more merchants every day.
Learn MoreQualified Skip-a-Pay will allow most members to skip loan payments for up to 30 days. In these difficult times due to the Coronavirus pandemic, Skip-a-Pay fees will be waived until further notice.
Learn MoreEasily pay for purchases directly from your mobile device using Google Pay, Apple Pay, or Samsung Pay.
Learn MoreVisa® Checkout lets you pay online, fast and securely, on any device.
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