Introducing cards designed for you
|LOW RATE||MORE REWARDS|
U First Visa® Card
U Rewards Visa® Signature Card
|APPLY NOW||APPLY NOW|
|Credit limit||$1,000-$25,000||Credit limit From $5,000-$50,000+|
As low as 0% APR intro rate for first 6 months.2
Then, variable rate from 8.74-18.00% APR
11.74-18.00% APR with
limited-time 10,000 bonus points offer3
|Auto Rental Insurance5|
|Travel Accident Insurance5||
|Free Travel and Emergency Assistance4|
|Apple Pay®, Android Pay™, Samsung Pay|
|EMV Chip Cards|
|Minimum Payments6||Monthly payment is 2% of outstanding balance or $20, whichever is greater||Monthly payment is 2% of outstanding balance or $20, whichever is greater|
|APPLY NOW||APPLY NOW|
|Foreign Transaction||Foreign transaction fee of 1% of each transaction in U.S. dollars whether the transaction does or does not involve a currency conversion|
|Late Payment||Up to $27 for the first occurrence, and up to $37 for each additional occurrence within 6 months, that your payment is 10 or more days late|
|Returned Payment||Up to $30 if your payment is returned for any reason|
APR= Annual Percentage Rate.
1) Accurate as of 8/1/2017; rates may vary. Rate offered determined by applicant’s creditworthiness.
2) Six-month introductory rate between 0.00% APR-2.99% APR depending on creditworthiness; introductory rate on new purchases and balance transfers is only available for new U First credit cards.
3) 10,000 bonus CardPerks Rewards points offer is only available for new U Rewards credit card applications approved on or before 9/30/2017. Bonus points will be awarded within seven business days of qualifying. $1,000 in purchases must be made by a single cardholder to qualify for bonus points. $1,000 in qualified purchases must be posted to the account within 60 days of card opening to receive bonus points. Subject to CardPerks Program Terms and Conditions. View Terms and Conditions for more information.
4) Warranty Manager – Double the free repair period on a manufacturer’s warranty, up to one additional year, on all goods charged to your card. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the applicable terms and conditions for further details.
5) Subject to program terms and conditions. See the applicable Benefit Guides for more information. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the applicable terms and conditions for further details.
6) Penalty fees may be added to payment.