Visa Credit Cards

Introducing cards designed for you

LOW RATE MORE REWARDS

U Rewards Visa Signature

U First Visa® Card


U First Visa

U Rewards Visa® Signature Card

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Credit limit $1,000-$25,000 Credit limit From $5,000-$50,000+
Rates1

As low as 0% APR intro rate for first 6 months.2

Then, variable rate from 8.74-18.00% APR

11.74-18.00% APR with

limited-time 10,000 bonus points offer3

CardPerksTM Rewards3
Warranty Manager4
Auto Rental Insurance5
Travel Accident Insurance5

$250,000

$500,000

Free Travel and Emergency Assistance4
Visa Checkout
Apple Pay®, Android Pay, Samsung Pay
EMV Chip Cards
Minimum Payments6 Monthly payment is 2% of outstanding balance or $20, whichever is greater Monthly payment is 2% of outstanding balance or $20, whichever is greater
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Fees
Annual Fee None
Application Fee None
Transfer Fees
Balance Transfer None
Cash Advance None
Foreign Transaction Foreign transaction fee of 1% of each transaction in U.S. dollars whether the transaction does or does not involve a currency conversion
Penalty Fees
Late Payment Up to $27 for the first occurrence, and up to $37 for each additional occurrence within 6 months, that your payment is 10 or more days late
Over-the-Credit Limit None
Returned Payment Up to $30 if your payment is returned for any reason
Federally insured by NCUA. Equal Opportunity Lender.

APR= Annual Percentage Rate.

1) Accurate as of 8/1/2017; rates may vary. Rate offered determined by applicant’s creditworthiness.
2) Six-month introductory rate between 0.00% APR-2.99% APR depending on creditworthiness; introductory rate on new purchases and balance transfers is only available for new U First credit cards.
3) 10,000 bonus CardPerks Rewards points offer is only available for new U Rewards credit card applications approved on or before 9/30/2017. Bonus points will be awarded within seven business days of qualifying. $1,000 in purchases must be made by a single cardholder to qualify for bonus points. $1,000 in qualified purchases must be posted to the account within 60 days of card opening to receive bonus points. Subject to CardPerks Program Terms and Conditions. View Terms and Conditions for more information.
4) Warranty Manager – Double the free repair period on a manufacturer’s warranty, up to one additional year, on all goods charged to your card. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the applicable terms and conditions for further details.
5) Subject to program terms and conditions. See the applicable Benefit Guides for more information. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the applicable terms and conditions for further details.
6) Penalty fees may be added to payment.