Home Equity Loans
Lower rates than other forms of credit
A HELOC is a line of credit that lets you borrow against the equity you have in your home. As a revolving line of credit, there is no set number of payments and the credit can be used repeatedly. This means you can:
A home equity installment loan is a one-time loan that is secured by your home and provides you with the ability to borrow a fixed dollar amount against the available equity you have in your home. With a home equity installment loan, both the interest rate and the monthly payments are fixed for the entire term of the loan.
Our equity loans are currently not available in the states of Alaska, Hawaii or Texas.
*Waiver of fees is conditional and $250 may be charged for early termination.
**Consult a tax advisor regarding deductibility of interest.
NMLS ID# 471962
Finding the right mortgage is as important as finding the right home. Let UFCU help you discover your dream today.
Similar to a credit card, your funds become available as you pay down your balance with no annual fees or transfer fees.
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