Home Equity Line of Credit Loan
Rates as low as
A HELOC is a line of credit that lets you borrow against the equity you have in your home. As a revolving line of credit, there is no set number of payments and the credit can be used repeatedly. This means you can:
A home equity installment loan is a one-time loan that is secured by your home and provides you with the ability to borrow a fixed dollar amount against the available equity you have in your home. With a home equity installment loan, both the interest rate and the monthly payments are fixed for the entire term of the loan.
Our equity loans are currently not available in the states of Alaska, Hawaii or Texas.
*Waiver of fees is conditional and $250 may be charged for early termination.
**APR=Annual Percentage Rate. Loan subject to credit approval. Loan amount up to 90% of combined-loan-to-value ratio. Property insurance required. Rates vary between 4.50% APR and 14.00% APR based on Combined-Loan-To-Value (CLTV), line amount and credit score. Rates accurate as of 3/1/2018; rates may vary. Rate shown not available in all states. Actual rate may vary. Account features a variable periodic rate, maximum of 18.00% APR.
***Consult a tax advisor regarding deductibility of interest.
NMLS ID# 471962
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Similar to a credit card, your funds become available as you pay down your balance with no annual fees or transfer fees.
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