Convenience Checking

From coffee shops to restaurants and super stores to shopping malls, all your spending pays you back

With a Convenience Checking account from UFCU, regular purchases on your debit card earn you perks.


Low minimum deposit of $50 to get things started! And no minimum balance after that. Direct deposit is also available.

Convenience Checking

Earn 1 CardPerksTM Rewards point for every $3 you spend1


Apply Now


  • Earn 1 CardPerks Rewards point for every $3 you spend1
  • No enrollment required to earn points
  • No monthly fees or minimum balance requirements*
  • Digital Wallet payment options2
  • Verified by Visa® protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online. Click here for details.
  • Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to

Additional benefits from UFCU

  • A whole range of electronic services: Online Banking with Bill Pay, eStatements, email alerts and online access to all your accounts.
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $1,000 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • Free private and personal Financial Planning and Financial Seminars

Open an account online, on the phone, or in person

It’s fast and easy!

Open Now

1) Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.
2) Message and data rates may apply. Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc., registered in the U.S. and other countries. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
* Minimum opening balance of $50 required.



More Checking Options from UFCU


This account is great for students, travel or purchasing items online.

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Ultra Checking

Earn a high reward rate and access to network ATMs nationwide.

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Platinum Plus Checking

Get high-yield checking and extra benefits on your loans and other deposits at UFCU.

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