Visa Credit Cards

With our UFCU Visa® Platinum card you receive:

  • Added purchasing power with credit limits from $5,000 to $50,000
  • Earn valuable CardPerksTM Rewards points with your purchases: every dollar spent equals one point toward round-trip tickets on major airline carriers, cruise vacations, hotel packages, car rentals, and various merchant gift cards and certificates of your choice.2
  • Warranty Manager Double the free repair period on a manufacturer’s warranty, up to one additional year, on all goods charged to your Visa Platinum.3
  • Auto Rental Insurance saves you the expense of the collision damage waiver when you charge your car rental to your Visa Platinum.4
  • $500,000 Travel Accident Insurance on travel purchased with your UFCU Visa Platinum card.4
  • Free Travel and Emergency Assistance 24 hour referral for travel emergencies wherever you are.

Limited-time offer

5,000

BONUS POINTS2

APPLY NOW

visa_platinum

Features

  • Low interest rates
  • No annual fees1
  • 25 days of interest-free grace period on your purchases1
  • Low minimum payments
  • Easy balance transfers, with no fee or higher interest rate.1 Click here for more information.
  • NO cash advance fees1
  • Low cost credit protection insurance
  • The convenience of automatic payment: no need to think about sending a check, no worrying about late fees!1
  • For ultimate card convenience, all United Federal Credit Union Visa cards can also be used in nationwide networks of Automated Teller Machines (ATMs) to obtain cash advances on your Visa.
  • Verified by Visa® protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online. Click here for details.
  • Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to visa.com/purchasealerts.
VISA Credit Card Agreement
Federally insured by NCUA. Equal Opportunity Lender.

*APR= Annual Percentage Rate. Rates may vary and are accurate as of 6/15/2017. Foreign transaction fee of 1% of each transaction in U.S. dollars if the transaction does or does not involve a currency conversion applies. Subject to credit approval.
1. There is no grace period on balance transfers or cash advances; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account. A list of additional fees can be found in the chart below.
2. 5,000 bonus CardPerks Rewards points offer is only available for new Visa Platinum credit cards approved for on or before 7/31/2017. Bonus points will be awarded within seven business days of qualifying. $500 in purchases must be made by a single cardholder to qualify for bonus points. $500 in qualified purchases must be posted to the account within 60 days of card opening to receive bonus points. Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.
3. Warranty Manager-Double the free repair period on a manufacturer’s warranty, up to one additional year, on all goods charged to your card.
4. Subject to program terms and conditions. See the applicable Benefit Guides for more information.
5. Penalty fees may be added to payment.

Fees
Annual Fee None
Application Fee None
Transfer Fees
Balance Transfer None
Cash Advance None
Foreign Transaction

1% of each transaction in U.S. dollars if the transaction involves a currency conversion

1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion Penalty

Penalty Fees
Late Payment If your payment is 10 days or more days late, up to $27 for the first occurrence and up to $37 each if 2 or more occurrences occur within 6 months.
Over-the-Credit Limit None
Returned Payment Up to $30 if your payment is returned for any reason