u pay


Send money to friends and family simply and securely

If you need to send money quickly, take a look at U Pay, our person-to-person secure payment system.

What is person-to-person payment?

Person-to-person payment is a digital cash alternative that makes sending and receiving money as easy as emailing and texting. Whether it’s paying allowance, splitting the check, or sending a birthday gift, U Pay lets you quickly transfer money from your existing checking account to almost anyone else’s account.

  • Fast- You can start a payment from any device and your friend or family member receives the funds almost immediately
  • Easy- No registration or setup required
  • Secure- Use your debit card PIN for every transaction, making it as safe as paying with your debit card

Please give us a call at (888) 982-1400 or stop by your local branch if you have any questions. We’re happy to help!

Frequently Asked Questions

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UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.