personal loans

You’ve got plans. We’ve got personal loans to help you make them happen.

Signature Loan

Whether it’s for a major expense or to consolidate debt, a United Signature Loan can help.

  • Competitive fixed rates, terms and monthly payments
  • No application fee or prepayment penalty
  • Receive your funds upfront in one lump sum
  • Rate discount for Members with an Ultra Checking Account1

Savings Secured Loan

Use your shares at United to secure a short-term loan.

  • Our lowest fixed-rate personal loan available
  • Flexible repayment options
  • No application fee or prepayment penalty
  • Rate discount for Members with an Ultra Checking Account1

Term Loan

This short-term option lets you access cash with one payment due at maturity. Bridge the gap between your current need and future income.

  • Secured or unsecured options
  • Competitive fixed rate
  • No application fee or prepayment penalty
  • Rate discount for Members with an Ultra Checking Account1

UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.