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Rewards Learn More

Ultra Learn More

Minimum Opening Balance $50 $50
Minimum Balance Required
No
No
Below Minimum Balance Fee
No
No
Dividends
No
Up to 3% APY1
CardPerks™ Rewards2 1 point for every $3 spent
for qualified purchases2
No
Free UFCU ATM Deposits/Withdrawals
Yes
Yes
Co-Op Alliance ATMs 5 free withdrawals
per month3
5 free withdrawals
per month3
ATM Fee Refund Up to $25 per month Up to $25 per month
Free Online Banking
Yes
Yes
Free Online Bill Pay
Yes
Yes
Free eStatements
Yes
Yes
Mobile Check Deposit Free Free
Courtesy Pay Limit6 $1,000 $1,000
Share Certificate Rate Bonus Bonus rate equal to 0.10% APY
on share certificates7
Consumer Loan Discount 0.10% APR discount
 
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UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.