All branches will close at 12:00 p.m. on Wednesday, December 24, and remain closed Thursday, December 25, in observance of the holiday.

You can access your United accounts anytime by logging into Digital Banking or visiting an ATM.

 skip to main content

Should I Consolidate My Debt?

Our debt consolidation calculator helps you determine if you should consolidate your debts into a single monthly payment. Consider including all of your debts such as credit cards, auto loans, medical debt, and personal loans.


talk with United
explore your credit card options
balance transfers compare credit cards
we're here to help
Live Chat Call (888) 982-1400 Visit a branch Schedule an Appointment

Looking for another calculator?
Our library of calculators help get a clearer picture of where you are now financially, where you're headed, and what you can do to get there fast and with the best results.

Explore all calculators

related credit card articles

tips to avoid fees and save money

9 Tips to Avoid Paying Fees

Skip fees for overdrafts, late payments and more with a few smart moves. Take these tips to utilize tools like eDocuments, Bill Pay, and Co-Op ATMs to save money on fees.

Read Article

credit card balance transfer

How to Use a Credit Card Balance Transfer

Learn how to transfer credit card balances, choose the best cards, manage fees, and repay debt effectively to reduce high-interest costs.

Read Article

Thumbnail for Advice Hub article about paying off credit cards

Paying Off Credit Card Debt

Discover four actionable methods to reduce and eliminate credit card debt. Learn about debt consolidation, budgeting tips, and effective repayment strategies to regain financial freedom.

Read Article

Credit score gauge with needle pointing to green, indicating a high score of 850, accompanied by a green smiley face icon.

Using a Credit Card to Build Credit

Using a credit card is a simple way to help improve your credit score, if you manage your debt responsibly.

Read Article

read more credit card articles

You are leaving UnitedFCU.com

Continuing will take you from United Federal Credit Union to a third-party website. United does not endorse or guarantee the accuracy of the information on this external site, which is not controlled by United. Accessing this site is your decision and subject to its terms and conditions.