CardPerks™ rewards

Who doesn’t want to be rewarded for everyday purchases?

Check out United’s enhanced CardPerks™ Rewards program! With more rewards and redemption options than ever, we’re giving Members something to talk about.

Accumulate points on qualifying purchases that may easily be redeemed for “Cash Back” Statement Credit, gift cards, travel, merchandise and more! You don’t even have to change your spending habits. So keep doing what you do, and we’ll reward what you buy with what you deserve.

Reward choices

With hundreds of quality reward options available, the only hard part will be deciding how you want to use your points. Rewards include:

“Cash Back” statement credit

Use your points to create a cash credit to your Checking or Credit Card statements.

Greater variety of name brand gift card choices

Not sure what to get? Get a gift card and choose from hundreds of your favorite retail stores and restaurants.

eGift cards for instant use

Need it quickly? Many of your favorite retail and restaurant gift cards are now available as eGiftCards.

Better travel options and booking experience

With enhanced travel options and booking experiences, it’s never been so exciting to use your points to plan your next trip.


Use your points to purchase electronics, jewelry, sporting goods, tools and much more from our Online Merchandise Catalog.

New online shopping site

Receive retailer discounts and even more points when you shop online at our new discount shopping site – GetExtraPoints.

View CardPerks™ Catalog

Search redeemable items such as travel, “cash back”, gift cards for your favorite stores and restaurants or shop online to

How it works:

There’s no need to sign up

Enrollment in CardPerks™  Rewards is automatic and lets you cash in on gift cards, travel and so much more. Every purchase run as credit with eligible debit and credit cards earns you points. There’s no need to sign up!

It’s easy to earn

Turn qualified purchases into perks with a United Visa® credit or debit card on the following accounts – simply use your card and watch the rewards roll in.1

U Rewards Visa® Signature Credit Card

Earn 3x points on groceries, 2x points on gas, and 1 point per $1 spent on all other purchases.

Business Visa® Credit Card

Earn 1 CardPerks Rewards point for every $1 you spend.

Rewards Checking Debit Card

Earn 1 CardPerks Reward point for every $3 you spend.

eCash Debit Card

Earn 1 CardPerks Rewards point for every $3 you spend.

How to redeem:

Our new CardPerks Rewards program makes it easy to redeem rewards any time. Follow the simple steps below.

  1. Log on to Online Banking and click the “Services” tab on the left sidebar.
  2. Click on CardPerks Rewards and select the eligible account. Allow pop-ups so the CardPerks redemption portal can open in a new window.
  3. Browse the hundreds of reward options and redeem as many or as few points as you’d like.

For more information about our CardPerks Rewards program, see the links below, call us at (888) 982-1400 or stop by your local branch.


CardPerks™ Program Terms and Conditions2 (PDF)

United Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.