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Simplify your mortgage payments with ease. Explore the various options below to find the one that best fits your needs. We'll guide you through each method to ensure a seamless payment experience.
Note: If you’re seeking to submit final payment or payoff your mortgage loan with United, please contact us at (888) 982-1400 to calculate your payment amount.
digital banking
Make a loan payment 24/7 by simply transferring funds from your United checking or savings account directly to your loan. Just log in to Digital Banking, select Move Money on the left navigation menu, and click Pay Loans. You may also set up a recurring payment from this screen or add an external account to make payments. New to Digital Banking? Enrolling is free and easy. Learn more about Digital Banking.
mail your payment
United Federal Credit Union
PO Box 125
St. Joseph, MI 49085
(888) 982-1400
Monday - Friday: 8:00 am to 9:00 pm ET
Saturday: 8:00 am to 4:00 pm ET
in person
Make a payment in person at any of our local United branches. Find a branch location near you with our branch locator.
Skip the hassle of having to remember to make your loan payment every month! Set up automatic payments to your mortgage loan from an existing account here at United.
To set up automatic recurring payments, contact our Member Service Center at (888) 982-1400 or stop by any local branch location.
If you became a Member of United through the GOLD Credit Union merger and your mortgage loan is serviced by CU Members Mortgage or Member First Mortgage, links to these online payment portals are conveniently listed below:
If you had a PHH Mortgage with GOLD, United is now servicing your loan. To make a payment, follow the steps outlined on this page.
Continuing will take you from United Federal Credit Union to a third-party website. United does not endorse or guarantee the accuracy of the information on this external site, which is not controlled by United. Accessing this site is your decision and subject to its terms and conditions.