mortgage advisors

Steve Frendt is a Mortgage Advisor and Medical Professional Home Loan Specialist with more than 25 years of experience helping physicians and high net-worth buyers achieve their homeownership goals throughout Grand Rapids, East Grand Rapids, Cascade, Ada, and communities across West Michigan.

Known for his strategic approach to financing, Steve specializes in helping physicians, dentists, veterinarians, pharmacists, and other healthcare professionals navigate the home financing process. He helps medical professionals understand how physician mortgage programs work, how student loan debt may affect mortgage qualification, and what financing options are available when purchasing a home before or shortly after completing residency or fellowship training. Whether relocating for a new position or purchasing a first home as an attending physician, Steve develops customized lending strategies designed around the unique career paths of healthcare providers.

Steve also works extensively with high-net-worth homebuyers seeking sophisticated mortgage strategies for luxury home purchases and complex financial situations. He helps executives, business owners, retirees, and affluent borrowers evaluate how investment assets, trust income, stock compensation, and other wealth-building resources can support their home financing goals. Many of his clients seek guidance on purchasing a new home before selling their current residence, preserving liquidity for investment opportunities, or structuring a jumbo mortgage that aligns with their broader wealth management strategy.

Steve goes above and beyond for his home buyers, collaborating with financial advisors, attorneys, CPAs, and wealth management professionals to ensure mortgage decisions support a client's broader financial plan. Known for his consultative approach and deep understanding of healthcare professionals' financing needs, Steve helps clients move confidently through the home-buying process while identifying mortgage solutions that support both immediate and long-term goals.