mobile check deposit

Snap, send, done. Depositing checks is as easy as that.

You don’t need to wait in line the next time you want to deposit a check. Thanks to Mobile Check Deposit, putting money in your account is more convenient than ever. Simply use your smartphone and the United Mobile Banking app to snap, submit, and deposit your checks electronically.

Getting started is easy!

  1. Log into United's Mobile Banking app
  2. Select Deposit Check from the Transactions menu
  3. Follow the screen prompts from there

Eligibility

To be eligible to use Mobile Check Deposit you must:

  • Be 18 years of age or older
  • Not have caused United a financial loss
  • Be current on all of your loans with us
  • Bring your share accounts to a positive balance at least once every thirty (30) days or less
  • Have fewer than six (6) transactions returned for nonsufficient funds (“NSF”) in the last twelve (12) months
  • Have had fewer than three (3) returned deposit items in the last twelve (12) months

Helpful hints

  • Be sure to capture all four corners of the check in the image.
  • Place the check on a flat, single-colored surface. You’ll want the check image to be centered and inside the green guidance lines.
  • The quality and color of the ink may impact whether the image is accepted. If the ink is too light or doesn’t contrast with the check background, you may need to deposit it at a branch.
  • Be sure to properly endorse the back of the check with your signature and with the words “For eDeposit at United Federal Credit Union only.”
  • Getting a clear image of your check is the key to making a successful mobile deposit.

For more information about Mobile Check Deposit, visit our FAQs.

Mobile Check Deposit Terms and Conditions (PDF)

Download the United Mobile App today!

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UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.