Important Notice:


Effective at the close of business on Friday, March 27, our Downtown St. Joseph branch and drive thru ATM will permanently close. For future inperson banking services, please visit our nearby State Street branch, conveniently located just minutes away at 2819 S State Street, St. Joseph.


skip to main content

Downtown St. Joseph (Closing 3/27/2026)

Branch Address

321 Main St

St Joseph, MI 49085

Mail Payments

P.O. Box 125

St Joseph, MI 49085

Day
Lobby
Drive Thru
Monday 9:00 am to 5:00 pm 9:00 am to 5:00 pm
Tuesday 9:00 am to 5:00 pm 9:00 am to 5:00 pm
Wednesday 9:00 am to 5:00 pm 9:00 am to 5:00 pm
Thursday 9:00 am to 5:00 pm 9:00 am to 5:00 pm
Friday 9:00 am to 5:30 pm 9:00 am to 5:30 pm
Saturday CLOSED CLOSED
Sunday CLOSED CLOSED

You are leaving UnitedFCU.com

Continuing will take you from United Federal Credit Union to a third-party website. United does not endorse or guarantee the accuracy of the information on this external site, which is not controlled by United. Accessing this site is your decision and subject to its terms and conditions.