rewards checking


Get rewarded for the things you buy

With a Rewards Checking account from United, the stuff you buy every day earns you perks.

Start earning yours today. It’s easy. All you need is $50 and direct deposit to get started!

Member perks:

  • Earn 1 CardPerks™ Rewards point for every $3 you spend1
  • Get bonus rewards too
  • Bonus relationship rewards available
  • No monthly fees or minimum balance requirements2
  • Get up to $25.00 per month3 back when you get charged for using an ATM
  • Keep tabs on your account with Visa® Purchase Alerts

Great services:

  • Use Courtesy Pay protection on up to $1,000 for those moments when you don’t have enough money in your account (click here for Courtesy Pay disclosures)
  • Free personal Financial Planning and Financial Seminars

Banking on-the-go:

  • Online and Mobile banking with Bill Pay and eStatements 24/7
  • Free Mobile Check Deposit - snap a picture of the check with your smartphone
  • U Pay - Send money to family and friends from your phone in seconds
  • Digital Wallet - Google Pay™, Apple Pay® and Samsung Pay
  • Financial Management Tools - Plan, sort, and manage your finances
  • CardSwap - Quickly update your payment info all in one place


Schedule an Appointment

earn 1 CardPerksTM rewards point for every $3 you spend1


UFCU Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.