All UFCU locations will be closed for Memorial Day on May 29. The Federal Reserve will also be closed and ACH processing will not be available.

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Have a question?

Get help on all our financial products by searching our knowledge base:

If your UFCU credit card or debit card is ever lost or stolen please take immediate action by contacting the Visa® emergency line: 1-800-VISA-911 (1-800-847-2911).

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Member Service Center(888) 982-1400

Monday – Friday:
8:00am to 10:00pm ET

8:00am to 4:00pm ET



Send us a secure online message to our Member Service Center.

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Regular MailPO Box 125
St. Joseph, MI 49085

Overnight Delivery2807 S. State Street
St. Joseph, MI 49085

Voice Banking Access Phone Number: (888) 982-4737


UFCU Routing Number: 272484894


Please direct all media inquires to Marta Elliot at (269) 982-1447 or email

UFCU Locations

With locations in our Member communities, we are here to help:

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