give yourself a financial breather with skip-a-payment
Ever find yourself wishing you could hit "pause" on your monthly loan payments? Life happens, and when it does, our Skip-a-Payment program has you covered. Whether it's unexpected expenses, a temporary financial crunch, or simply the need for a little extra cash flow, for a small fee of $40, Skip-a-Payment offers a convenient solution to ease your financial burden.
qualification checklist
Submit your request at least 3 days before your payment date
Your loan must have a minimum of 12 months of payment history
You have not utilized more than one other skip within the calendar year
Full coverage insurance is required on vehicle loans
Skip-a-Payment is applicable only to auto and recreational vehicle loans; credit cards, home equity, and mortgage loans are not eligible. All United loans must be current and not otherwise in default (including unperfected liens) at the time your Skip-a-Payment request is made.
Once qualified, Skip-a-Payment allows most members to skip loan payments for up to 30 days, providing the breathing room needed to navigate unexpected financial situations. If your payment is automatically deducted from another bank or credit union, remember to reschedule the payment accordingly. Payments can be skipped twice per year, per loan.
next steps
For personalized assistance with Skip-a-Payment or if you have any questions, we're here to help. You can easily manage your account by logging in to your online banking account and selecting 'Skip-a-Payment' from the services menu. If you prefer to speak with a United representative, you can always call us at (888) 982-1400. Alternatively, feel free to visit your local branch for in-person assistance. Our team is ready to provide the support you need to navigate your financial options with confidence.
A: Yes, there is a small fee of $40 per loan skipped. When you request your skip payment(s), you’ll indicate what United account number you would like those funds to be withdrawn from.
A: No worries! Alternatively, you can call us at (888) 982-1400 or stop into any branch location to coordinate your skipped loan payment.
A: No. It’s important that if you have automatic payments setup either from your United account or elsewhere that you stop/pause those scheduled payment(s) the month you are planning to skip. However, do remember to re-activate them the following month to avoid any late payments.
A: To ensure that your skip payment request can be processed, all requests must be received 3 days before your scheduled payment due date.
A: If you have questions, Team United is here to help! You can reach us by phone at (888) 982-1400, through Live Chat or by stopping into any local branch location.
