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October is Cybersecurity Awareness Month, and United is committed to helping you stay safe in today’s digital world. As cyber threats grow more sophisticated, protecting your personal and financial information has never been more important. This month, we’re joining the national movement to raise awareness and empower our members with simple, effective steps to strengthen their online security. 

Why Cybersecurity Matters to You

Cybercriminals target individuals and institutions alike—often using deceptive tactics like phishing emails, fake websites, and social engineering to gain access to sensitive data. As your trusted financial partner, we take every precaution to safeguard your accounts, but security is a shared responsibility. By staying informed and practicing smart online habits, you can help protect yourself and your loved ones from fraud and identity theft. 

Take these cybersecurity tips to protect yourself and your loved ones. 

Use Strong, Unique Passwords

Avoid reusing passwords across accounts. Instead, create long passphrases that combine random words, numbers, and symbols. Consider using a password manager to keep track of them securely. 

Enable Multi-Factor Authentication (MFA)

MFA adds an extra layer of protection by requiring a second form of verification—like a code sent to your phone—before granting access. It’s one of the most effective ways to prevent unauthorized access. 

Keep Software Updated

Outdated software is a prime target for hackers. Enable automatic updates on your devices and apps to ensure you’re protected against known vulnerabilities. 

Recognize and Report Scams

Be cautious of messages that create urgency, pressure you to act quickly, or request sensitive information. If something feels off—don’t click. Contact your financial institution to verify. 

Common Threats to Watch For

Cybercriminals use a variety of deceptive tactics to trick individuals into revealing sensitive information. Phishing emails often impersonate trusted organizations and attempt to lure recipients into clicking malicious links or sharing personal data. Similarly, smishing, or SMS phishing, involves fraudulent text messages that contain harmful links or urgent requests designed to provoke a quick response.  

Another common threat is fake websites, which are crafted to closely resemble legitimate sites in order to steal login credentials and other private information from unsuspecting users. 

Mobile Banking Safety Tips

To keep your mobile banking experience secure, always download apps only from official and trusted app stores. Enable biometric login features such as fingerprint or facial recognition for an added layer of protection. When you're done using your banking app, be sure to log out, and avoid conducting financial transactions over public Wi-Fi networks, which can be vulnerable to cyber threats. 

eDocuments Increase Cybersecurity

Switching to eDocuments not only reduces paper clutter—it also enhances security. Digital statements are encrypted and accessible only through secure login, making them harder for fraudsters to intercept.  

Sign up for eDocuments in a couple quick steps 

A Shared Commitment

Cybersecurity is a year-round priority at United Federal Credit Union. We continuously invest in advanced security measures, staff training, and member education. But your vigilance is key. Together, we can build a safer digital community. 

Spread the Word

Share these tips with friends and family. Encourage safe online practices. And remember—if you ever have questions or concerns, we’re here to help. 

Follow @UnitedFCU on Facebook and Instagram for more cybersecurity protection tips