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For many homeowners, their home is their largest financial asset, but it’s not always easy to understand how much it’s worth, how much equity they’ve built, or what options that equity may unlock. That’s where My Home Tracker comes in.

Available inside United’s Digital Banking experience, My Home Tracker is a free, easy‑to‑use tool designed to help homeowners view their home as a financial asset, not just a place to live. With real‑time insights and personalized information, it helps homeowners stay informed and make smarter decisions about their future.

What Is My Home Tracker?

My Home Tracker is a Digital Banking feature available to United members who are homeowners. It appears as a tile when you log in and provides homeowners with valuable insights about their property.

In many cases, members identified by United as homeowners will see their primary residence automatically pre-populated in the tool. If a member isn’t identified as a homeowner or owns additional properties, they can easily add a home at any time and start using the tool right away.

What’s Included in My Home Tracker?

My Home Tracker offers several key features designed to give homeowners clarity and confidence.

Chimney Estimate™

The Chimney Estimate™ provides an estimated home value that is updated monthly using real estate market data and public records commonly used by lenders. While it isn’t an appraisal, it offers a reliable way to understand how your home’s value may change over time.

Equity Snapshot

The Equity Snapshot helps homeowners see how much equity they may have built in their home based on the Chimney Estimate™. This feature also shows estimated borrowing power, helping members better understand what resources may be available to them. 

Personalized Insights and Recommendations

Using available data, My Home Tracker provides personalized insights and recommendations that may help homeowners identify opportunities, such as refinancing or using home equity to support financial goals. These recommendations are informational and not pre‑approved offers.

How My Home Tracker Helps Homeowners

My Home Tracker is designed to support homeowners at many different stages of their journey.

It can help members:

• Stay informed about changes in their home’s estimated value
• Understand how much equity they’ve built over time
• Explore how home equity could support goals like home improvements, debt consolidation, or major expenses
• View their home as part of a bigger financial picture, all within Digital Banking

By bringing these insights into one secure, easy‑to‑access place, My Home Tracker removes the need to search multiple websites or rely on outdated information.

Who Can Use My Home Tracker?

My Home Tracker is available to:

• United members who are current homeowners
• Members who own multiple properties, including vacation or investment homes
• Homeowners who want to better understand their equity and long‑term options

The tool is completely free for United members and does not perform a credit check or impact credit scores.

How to Get Started

Getting started with My Home Tracker is simple.

1. Log in to the United online or mobile banking app
2. Look for the My Home Tracker tile
3. Review or add their property information
4. Begin exploring insights about your home

Once set up, homeowners can continue to check back for updated information and insights as market conditions change.

A Smart Way to Stay Connected to Your Home

Your home plays a major role in your financial life. My Home Tracker helps you stay informed, educated, and empowered, all within the Digital Banking experience.

Whether you’re planning for the future, exploring possibilities, or simply staying curious about your home’s value, My Home Tracker gives you a clearer picture of where you stand today.

Login to United's Digital Banking and get started