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Digital Banking has become an essential part of everyday financial life, but not all digital experiences are created equal. At United, Digital Banking is designed with one goal in mind: making it easier for members to manage their money, anytime and anywhere, with confidence.

From budgeting and card controls to mobile deposits and real‑time alerts, United’s Digital Banking tools bring convenience, transparency, and peace of mind into one secure experience. 

Here’s a closer look at the benefits of Digital Banking and how United delivers them in meaningful, practical ways.

1. Access Your Accounts Anytime, Anywhere

One of the most powerful benefits of Digital Banking is 24/7 access. United’s Digital Banking platform allows members to view balances, monitor transactions, transfer funds, and access statements from a desktop or mobile device, whenever it fits their schedule. 

This always‑on access is especially helpful for:

• Checking balances before making purchases
• Transferring funds between accounts in seconds
• Reviewing transaction history in real time

Instead of waiting for branch hours or statements, members can stay connected to their finances at every moment that matters.

2. Built‑In Tools That Make Managing Money Easier

Digital Banking isn’t just about viewing accounts - it’s about actively managing money. United’s platform includes financial tools that help members budget, track spending, and plan ahead.

United’s budgeting and spending tools allow members to categorize transactions, visualize spending patterns, and gain a clearer picture of where their money goes, all within the digital banking experience. These tools turn everyday transactions into actionable insights, helping members make informed financial decisions without needing third‑party apps.

3. Card Controls That Put Security in Your Hands

Security and peace of mind are core benefits of Digital Banking, and United delivers this through fully integrated Card Controls inside the United app.

Members can:

• Turn debit or credit cards on or off instantly
• Set transaction alerts
• Monitor card activity in real time
• Report lost or stolen cards directly in the app

4. Faster, Simpler Everyday Transactions

Digital Banking streamlines routine tasks that used to require extra time or branch visits. With United, members can:

• Deposit checks remotely using Mobile Check Deposit
• Pay bills
• Send money quickly to friends and family using Zelle®
• Transfer funds across institutions using Plaid

These tools remove friction from everyday banking, allowing members to complete important tasks in minutes—right from their phone.

5. Smarter Insights with Credit and Account Monitoring

United’s Digital Banking experience also helps members stay informed and proactive. Features like credit score monitoring through SavvyMoney allow members to check their credit score regularly and understand changes over time, all within Digital Banking. This tool is a credit score simulator designed for educational purposes only. 

By bringing financial insights directly into the platform, Digital Banking empowers members to monitor their financial health without needing to search elsewhere.

6. A More Personalized, Guided Experience

United’s Digital Banking tools are supported by smart services, including Mya, United’s virtual assistant, which helps answer questions or connect members to live support when needed.

This combination of self‑service and human support ensures members aren’t left on their own. Digital Banking becomes a guided experience rather than a complicated one.

Why Digital Banking Matters More Than Ever

Digital Banking isn’t just about technology, it’s about empowerment. United’s approach focuses on clarity, control, and ease, helping members feel confident managing their money in a fast‑moving digital world.

Whether someone is checking a balance, budgeting for a goal, managing cards, or sending money to family, United’s Digital Banking experience brings everything together in one secure, easy‑to‑use platform, designed around real member needs, not just features.

Download the United app today and get started