dividend rates

Please select your state to see rates for your particular location. Check back as rates are updated often.

Michigan

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

Other

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.10%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

Arkansas

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

Nevada

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

Ohio

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

Oklahoma

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

North Carolina

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

Indiana

Effective Date:  December 1, 2018

 

 

  Earn a bonus rate equal to 0.10% APY on all consumer share certificates with an Ultra Checking with a positive balance  

 

Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account. Contact us for business share certificate specials.

IRA Certificate Special

Type Dividend Rate APY
14 Month 2.869% 2.90%
36 Month Bump Up 2.967% 3.00%
48 Month 3.357% 3.40%
Annual Percentage Yield (APY) accurate as of the effective date above. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Rates for consumers with Ultra Checking may change after account is opened if rate bonus eligibility is not met. Fees may reduce earnings on the account.

12 Month Liquid Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$2,500.00 250,000 0.996% 1.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened.

36 Month Bump Up Certificate

Minimum Amount Maximum Amount Dividend Rate APY
$500.00 $1,000,000 2.967% 3.00%
Annual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

Share & IRA Certificates - $500 minimum

Type Dividend Rate APY
60 months 1.492% 1.50%
48-59 months 3.357% 3.40%
36-47 months 0.996% 1.00%
24-35 months 0.748% 0.75%
18-23 months 0.648% 0.65%
12-17 months 0.499% 0.50%
6-11 months 0.250% 0.25%
3-5 months 0.100% 0.10%
AAnnual Percentage Yield (APY) accurate as of the effective date above. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

 

  Earn a bonus rate equal to 0.50% APY on Bonus Builder Money Market with an Ultra or Rewards Checking with a positive balance 

Bonus Builder Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.499% 0.50%
$50,000.00 0.598% 0.60%
$100,000.00 0.698% 0.70%
$150,000.00 0.797% 0.80%
$200,000.00 0.896% 0.90%
$250,000.00 0.995% 1.00%
$500,000.00 1.243% 1.25%
$750,000.00 1.490% 1.50%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.

Member's Advantage Money Market

Minimum Amount Dividend Rate APY
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Health Savings Account (HSA)

Minimum Amount Dividend Rate APY
$0.00 0.100% 0.10%
$1,000.00 0.349% 0.35%
$10,000.00 0.499% 0.50%
$25,000.00 0.747% 0.75%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening deposit of $50.00 required.

IRA Money Market

Minimum Amount Dividend Rate APY
$0.00 0.000% 0.00%
$250.00 0.050% 0.05%
$1,000.00 0.100% 0.10%
$10,000.00 0.150% 0.15%
$25,000.00 0.200% 0.20%
$50,000.00 0.250% 0.25%
$100,000.00 0.349% 0.35%
$250,000.00 0.399% 0.40%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.

Share Savings Accounts

Term Dividend Rate APY
Membership Savings 1,2 0.050% 0.05%
Achiever Savings 3 0.100% 0.10%
Holiday Club 0.050% 0.05%
Youth Savings 1 0.050% 0.05%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account. [1] Minimum opening balance is $5.00. [2] Minimum balance to earn APY is $300.00. [3] Minimum opening balance is $25.

Share Draft Accounts (Checking)

Account Type Minimum Amount Dividend Rate APY
Ultra Checking
Base Rate $0.00 0.050% 0.05%
Bonus Rate $0.00 2.911% 2.95%
  TOTAL Rate $0.00 2.961% 3.00%
Base Rate Over
$15,000.00
0.100% 0.10%
Bonus Rate Over
$15,000.00
0.000% 0.00%
  TOTAL Rate Over
$15,000.00
0.100% 0.10%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.

 

Account Type Minimum Amount Dividend Rate APY
Platinum Plus Checking
$1,000.00 0.100% 0.10%
$100,000.00 0.150% 0.15%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Minimum opening balance is $50.00. Minimum balance to earn APY is $1000.00. Fees may reduce earnings on the account.

 

 

Listed rates are subject to change without notice. Insured by NCUA.

dividend rates

UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.