local. loyal. lifelong.
For more than 70 years, United Federal Credit Union has been committed to serving Members right here in southwest Michigan—including more than 500 Business Members.
At United, we believe that businesses large and small make up the backbone of our community. From Niles to Benton Harbor and Buchanan to Holland, we’ve built lifelong relationships with some of the most successful companies in our area.
When a local business chooses United, they are partnering with a financial institution with a track record of doing what’s right for our Members.
the United difference
People. Products. Passion.
That’s the difference you’ll experience when you move your Business accounts to United.
Our team is made up of familiar faces—people you know and trust in southwest Michigan. Because our headquarters are located in St. Joseph, you get local decision makers on your side who deliver fast answers when you need them.
But we’re more than just a great team—we offer competitive products that put you first! At United, you’ll find:
- Interest-bearing Checking accounts with no fees
- Business Loans and Credit Cards
- Business Savings accounts
- Treasury Management resources
Most importantly, your business will be in the hands of a team with a passion for helping you become successful. That’s part of the reason we were named the SBA Michigan District’s Credit Union Lender of the Year in 2018.
Your team at United is committed to businesses in southwest Michigan!
what it means to be a United Member
As a Member, you’re actually an owner of the credit union! That’s right—we’re a non-profit cooperative and that means we return earnings back to the membership in the form of higher rates on deposits, lower loan rates, and enhanced services.
At United, we always give our Business Members the real advice they need to make the financial decisions that are best for them. Talk to us in person or digitally, where you can receive real-time feedback with our online chat.
See our nearest branch locations below, or for a full list of branches, ATMs, and CO-OP network locations take a look at our interactive map
St. Joseph Branch
2819 S State St
St. Joseph, MI 49085
Benton Harbor Branch
724 E Napier Ave
Benton Harbor, MI 49022
Berrien Springs Branch
9097 US Highway 31
Berrien Springs, MI 49103
808 E Front St
Buchanan, MI 49107
Holland North Branch
12540 Riley St
Holland, MI 49424
Holland South Branch
1075 Washington Ave
Holland, MI 49423
looking for a change?
Becoming a Member is easy! There are lots of ways you can qualify for membership, and we’re ready to help answer any questions you might have.
Join us today and experience the United difference of local service, loyal membership, and lifelong relationships.
Meeting United's Commercial Loan Officers
In Southwest Michigan, we have two fantastic Commercial Loan Officers ready to help you with any questions you may have.