auto loan

Looking for a new, or new-to-you, car? Get the car you want through United where we have competitive low rates and flexible payment methods to get you on your way. Because that’s what you should do with your car – just drive.


just drive

easy, speedy auto loans

Whether you’re buying for the first time or refinancing the car you have, we can help. Our low rates save you interest, with no processing fees. Get pre-qualified today so you’re ready to buy the car you want.

United auto loans make car buying easy:

  • Select up to 72 months1
  • Borrow up to 115% of the vehicle’s value1
  • Finance through United right at your dealership
  • GAP, Extended Warranty and Debt Protection2 coverages available at low cost

Ultimate Price Transparency

See what others paid. Get guaranteed savings with United's Car Buying Service. Learn more here.

choose your bonus

For the month of September, choose your bonus3 when you get a United Auto Loan.

90 days no payments4


$100 cash back5

Schedule an Appointment

start driving today

still not sure?

Read our FAQs, learn about United, and contact us with your questions to make the decision easier.

United Routing Number: 272484894


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Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.