business banking for U
Checking, savings, lending, and cash management, with local guidance and modern digital tools—so you can stay focused on what matters, your business.
business banking in one place
manage money anytime, and count on our business team when it matters most
At United, your business deserves more than a place to keep money. You need convenient banking, savings that build strength, credit that grows with you, and tools that keep cash moving. That’s why we combine straightforward accounts with powerful digital solutions and local advisors who understand your market—so whether you’re opening your first account or financing your next expansion, you can stay focused on what matters most: running your business.
From startups to large commercial companies, more than 10,000 businesses have already chosen United as their trusted banking partner—it may be time you consider making the switch too!
Business Checking
A reliable foundation for managing day-to-day cash flow and keeping your business running smoothly. Choose an account that grows with you—from no-monthly service fee options to dividend-earning options for higher balances.
- No monthly service fee options
- Dividend-earning growth checking
- Explore our checking options »
Savings & Liquidity
Strong businesses keep cash reserves working for them. Whether you need simple savings, a flexible money market, or growth through share certificates, we make it easy to build financial strength and stability.
- Money market and certificate options
- HSAs and membership savings
- Explore business savings »
Loans & Credit
From expanding operations to bridging cash flow, your business needs credit that’s as flexible as you are. Our lending solutions range from SBA lending to commercial real estate financing, all with local decision-making.
- Term loans, lines of credit, commercial real estate
- Small Business Administration (SBA) preferred lender
- Commercial Visa® Card with 2% cash back 1
- See lending solutions »
Digital & Treasury Tools
Banking shouldn’t slow you down. Our digital and treasury solutions give you secure, 24/7 access to your accounts, faster deposits and payments, and powerful tools to protect your bottom line.
- Business digital banking and mobile deposit
- Fraud prevention tools, including Positive Pay
- Sweeps, merchant services, and Zelle® for Business
- View digital & treasury services »
Mike and Caroline Parrish
Earth and Sky Dwellings, Asheville, NC
"We went to bank after bank, and no one saw the vision. They wanted proof we would make money, and we didn’t have proof. [United] loaned us money on that whole village area. We’ll forever be grateful to United Federal Credit Union.”
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
[1] Certain restrictions, limitations and exclusions apply. Please refer to the CardPerks Terms and Conditions for further details.