$2,500 homebuyer credit¹
Talk with a mortgage advisor to see if you could qualify for a $2,500 credit toward closing costs or a down payment.
own your dream home
helping to turn renters into homeowners
We have mortgage options ideal for first-time homebuyers who meet a range of life situations. To help make low down payments possible at United, we offer two mortgages through government-sponsored Fannie Mae and Freddie Mac.
Right now, Fannie Mae’s HomeReady Loan and Freddie Mac’s Home Possible Loan offer a new benefit of a $2,500 credit1 for very low-income borrowers to help overcome two of the greatest barriers to homeownership—down payment and closing costs.
Our local Mortgage Advisors are ready to help you every step of the way.
HomeReady® Loan
backed by Fannie Mae
- Down payment as low as 3%1.
- Flexible funding options to put towards down payment and closing cost1.
- Reduced mortgage insurance available1.
Home Possible® Loan
backed by Fannie Mae
- Down payment as low as 3%1.
- Flexible credit score requirements1.
- Cancel mortgage insurance when eligible to reduce your monthly payment2.
[1] For qualified borrowers financing through the HomeReady and Home Possible loans. For more information, visit fanniemae.com/homeready and freddiemac.com/homepossible. Certain terms and conditions apply.
[2] Loan must meet certain requirements for future PMI cancellation.