
find the perfect credit card for U
explore our range of card options
At United, we understand that everyone’s financial journey is unique. That’s why we offer a variety of credit card options designed to align with your individual goals and lifestyle. Whether you’re aiming to build or rebuild your credit, seeking a low-interest rate for significant purchases, or wanting to earn cash rewards on everyday spending, we have a card tailored for you. Explore our U Boost Visa® Credit Card, U First Visa® Credit Card, and U Rewards Visa® Signature Credit Card to find the perfect fit for your financial needs.
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The U First Visa® credit card has a low rate and an even lower balance transfer rate.
Get 0% APR for 6 months
$500 – $50,000
11.99% – 18.00% APR
Good
2% less than purchasing rate on balance transfers
The U Rewards Visa® Signature credit card lets you earn up to 1.5% cash rewards and Signature card benefits.**
Get 0% APR for 12 months
Start your account with $100 cash rewards
$500 – $50,000
18.00% APR
Outstanding
Up to 1.5% cash rewards & 2% less than purchasing rate on balance transfers
The U Boost Visa® credit card with low credit limits and a fixed APR.
A great card when you’re getting started on your financial journey.
$200 – $5,000
18.00% APR
Poor / No Credit
Secure line of credit
credit card benefits
our credit cards come with great benefits
low rates
- new cardmember offers of 0% APR*
- lower balance transfers APR*
- up to 1.5% cash rewards*
* on select cards
fee freedom
- no account fee
- no balance transfer fee
- and more
real benefits
- debt protection
- identity theft protection
- Card Controls management app
flexible options
- low minimum payments
- use of nationwide ATMs
- pay your way with digital wallet, contactless, and EMV chip transaction options
Do you have a business? Check out our business credit card.
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Choosing a Rewards Credit Card
There are many options when it comes to choosing a new credit card. For some people, they want a card that lets them buy with ease and get something extra in return. A survey from Experian found nearly half of Americans who plan to apply for a credit card are looking for a rewards card. Before you apply for the first card you find, you should know there isn’t a one-size-fits-all rewards credit card. Each credit card comes with its own rewards system and ways to redeem earnings you accumulate with your purchases.
APR= Annual Percentage Rate.
* Interest-free grace period does not apply to cash advances.
** Based on a credit line of $5,000 or more
[1] Rates may vary. Rate offered determined by applicant’s creditworthiness. [2] Penalty fees may be added to payment. [3] Subject to CardPerks Program Terms and Conditions (PDF). See document for more information.
Visa® Credit Card Agreement (PDF)
Visa® Credit Card Truth-In-Lending Disclosure StatementVisa
Visa® U Boost Credit Card Truth-In-Lending Disclosure Statement