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U First Visa® CardLearn More

U Rewards Visa®
Signature CardLearn More

Credit Limit $1,000 to $25,000 Credit limit from
$5,000-$50,000+
Rates1 As low as 0% APR intro rate for the first 6 months2
Then, variable rate from 9.74-18.00% APR
12.74-18.00% APR
CardPerksTM Rewards3
No
Yes
Warranty Manager4
Yes
Yes
Auto Rental Insurance5
Yes
Yes
Travel Accident Insurance5
Yes
Yes
Free Travel and Emergency Assistance4
No
Yes
Visa Checkout
Yes
Yes
Digital Wallet
Yes
Yes
EMV Chip Cards
Yes
Yes
Minimum Payments6 Monthly payment is 2% of outstanding balance or $20, whichever is greater Monthly payment is 2% of outstanding balance or $20, whichever is greater
 
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Fees

Annual Fee None
Application Fee None
Transfer Fees None
Balance Transfer None
Cash Advance None

Penalty Fees

Late Payment Up to $27 for the first occurrence, and up to $37 for each additional occurrence within 6 months, that your payment is 10 or more days late
Over-the-Credit Limit None
Returned Payment Up to $32 if your payment is returned for any reason

UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

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