U First Visa® CardLearn More |
U Rewards Visa®
|
|
|---|---|---|
| Credit Limit | $1,000 to $25,000 | Credit limit from $5,000-$50,000+ |
| Rates1 |
As low as 0% APR intro rate for the first 6 months2 Then, variable rate from 9.99-18.00% APR |
12.99-18.00% APR |
| CardPerksTM Rewards3 |
No
|
Yes
|
| Warranty Manager4 |
Yes
|
Yes
|
| Auto Rental Insurance5 |
Yes
|
Yes
|
| Travel Accident Insurance5 |
Yes
|
Yes
|
| Free Travel and Emergency Assistance4 |
No
|
Yes
|
| Visa Checkout |
Yes
|
Yes
|
| Digital Wallet |
Yes
|
Yes
|
| EMV Chip Cards |
Yes
|
Yes
|
| Minimum Payments6 | Monthly payment is 2% of outstanding balance or $20, whichever is greater | Monthly payment is 2% of outstanding balance or $20, whichever is greater |
|
|
Apply Now | Apply Now |
| Annual Fee | None |
| Application Fee | None |
| Transfer Fees | None |
| Balance Transfer | None |
| Cash Advance | None |
| Late Payment | Up to $27 for the first occurrence, and up to $37 for each additional occurrence within 6 months, that your payment is 10 or more days late |
| Over-the-Credit Limit | None |
| Returned Payment | Up to $32 if your payment is returned for any reason |
UFCU Routing Number: 272484894
Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.
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