member referral program
just for you
Your friend wants you to earn more and so do we. You and your friend can each get a Visa® Reward Card when you register and complete the offer below!
1. Register
You’re one step closer to earning your $50 Visa® Reward Card! Next, you must complete your referral registration — ensuring we know who and when to payout your bonus to when you qualify. To complete your registration, click here.
2. Open New Membership
Now that you’re registered, next step is to open your new membership at United and complete the qualifying transactions to earn your $50 bonus. You can open your membership anytime — online 24/7 by clicking here, or by visiting any of our 40+ branches nationwide.
Need help finding the nearest location? Just click here to find a branch near you.
3. Get Rewarded
After opening your new membership, the only item remaining is the qualifying transactions. As a reminder, to earn the $50 Visa® Reward card, for both you and the person who referred you, within 60 days of account opening, you must:
- Have 2+ recurring payroll or government direct deposits of at least $250
- Complete 20+ signature or non-PIN debit card transactions
- Keep the new checking account open for at least 60 days
The processing and delivery of the Rewards Cards may take 4-6 weeks after all conditions are met.
Complete Registration
ReferLive is a trademark of CustomerStream, LLC.
Must be eligible for membership. Membership eligibility to be determined at time of account opening. Membership share account required; $5 minimum opening balance. Rewards or Ultra checking account required to earn Reward Card; $50 minimum deposit required to open and must keep account open for minimum of 60 days. Two recurring payroll or government direct deposits of $250 each or more and 20 cleared signature (swipe and sign, Non-PIN) debit card transactions required to earn Reward Card. Deposits that are not qualifying direct deposits include in-branch deposits, transfers from other accounts at United, and deposits made through real-time payment or peer-to-peer networks such as PayPal, Zelle, Venmo or Cash App. Cannot be combined with any other offer. Offer valid only for first checking account opened with United; current checking account holders are not eligible to earn Reward Cards as a Referee by opening or using a new checking account. Qualifying activities must post to your account by 6:00 PM on or before the 60th day from checking account opening. Must be 18 years or older. Account must be open and in good standing at the time of qualification to receive the Reward Card. Current United Members may earn Reward Cards as a referrer by registering their information and referring friends or family. Reward Cards mailed within 4 to 6 weeks of qualification. Members limited to $500 in Total Reward Cards for this program per calendar year. Employees of United Federal Credit Union, volunteer officials, and their immediate families and household members are not eligible to receive Reward Cards. Terms and conditions apply.