When federal loans or other forms of aid aren’t enough to cover all your undergraduate school costs, that’s where an education loan from United comes in. We offer low-interest rates, no origination fees and straightforward terms, so all you need to do is concentrate on learning.
Borrow once for your entire college career. With the unique structure of our education line of credit, you will not need to reapply each year. Instead, you will simply request additional funds (called a "draw") for the amount you wish to have disbursed to your school each year.1
student lending center
Get personalized support and helpful resources for all your education loan questions at our Student Lending Center provided by Credit Union Student Choice.
 Subject to credit qualification and additional criteria, including graduating from an approved school.
This application is for a private student loan through United Federal Credit Union. This is NOT a federal student loan application. United Federal Credit Union encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan.
All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or co-borrower (where applicable) credit and other underwriting criteria.