Auto Loans

Save more with an auto loan from UFCU.

Whether you’re purchasing or refinancing, let us help put you in the driver’s seat of your next car!

You’ll pay no processing fees and save on interest expenses with our low rates.


  • Select up to 84 months*
  • Borrow up to 125% of the vehicle’s value*
  • 0.10% APR rate discount with Ultra Checking
  • Finance through UFCU right at your dealership
  • GAP, Extended Warranty and Debt Protection** coverages available at low cost

UFCU Auto Loan

Rates as low as



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Ultimate Price Transparency

See What Others Paid. Get Guaranteed Savings.*


*Advertised APR for well-qualified borrowers with 36-month term, ≤ 80% loan to value (LTV), and a 0.10% APR discount with Ultra Checking. Available base APR is 3.65% to 18.00% APR depending on creditworthiness, age of vehicle financed, and length of loan. Rate not available in all states. Certain restrictions and conditions apply. Other rates and terms are available. For example, $20,000 financed for 60 months at 6.75% APR equals a monthly payment of $393.74. Rates accurate as of 09/18/2018 and are subject to change without notice. No service or processing fees apply. Financing up to 125% of the retail value of the vehicle is available.
**Debt Protection products are available independently of credit, are not a condition of credit, are provided by a third party partner and not insured by NCUA. You will receive additional information before you are required to pay for Debt Protection, which will include a copy of the contract containing the terms and conditions of Debt Protection. There are eligibility requirements, conditions and exclusions that could prevent you from receiving Debt Protection. See the contract for a full explanation of the terms and conditions of the program. First payment must be made within 90 days to be eligible for GAP coverage.

More Lending Options from UFCU

Boat, RV and Other Vehicle Loans

From boats and RVs to trailers and personal watercraft, UFCU finances the vehicles that move you.

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Home Equity Loans and Lines of Credit

Want to build that dream kitchen? Pay off some debt? Take a vacation? We make using the equity in your home a breeze.

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Finding the right mortgage is as important as finding the right home. Let UFCU help you discover your dream today.

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