A variety of checking accounts with the purchasing power of a Visa® debit card

Checking Account Options




Interest Plus

Platinum Plus

Minimum Opening Balance
$50 $50 $50
Minimum Balance Required
Below Minimum Balance Fee
CardPerksTM Rewards2
Free UFCU ATM Deposits/Withdrawals
Co-Op Alliance ATMs 5 free withdrawals
per month3
5 free withdrawals
per month3
5 free withdrawals
per month3
5 free withdrawals
per month3
ATM Fee Refund
$25 per month4
Free Online Banking
Free Online Bill Pay
Free eStatements
Mobile Check Deposit $0.50 per check $0.50 per check Free Free
Digital Wallet5
(Android Pay®, Apple Pay, Samsung Pay and Visa Checkout)
Courtesy Pay Limit6
$1,000 $1,000 $2,500
Share Certificate Rate Bump
0.10% APY increase
on non-special
certificate rates7
Consumer Loan Discount
0.10% APR on fixed
rate consumer loans8



1) The monthly minimum balance fee will be $10 if your monthly daily balance falls below $1,000. However, the fee will be waived if you have an active consumer or mortgage loan, or if you maintain an average combined balance of $5,000 in your savings, checking and money market accounts with UFCU.
2) Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.

3) After 5 foreign ATM withdrawals UFCU will charge a fee per withdrawal. Foreign institution surcharge may also apply. View UFCU Rates and Fees.
4) Requires 10 signature-based debit card transactions per month, e-statements and one (1) Direct Deposit or ACH per month.
5) Message and data rates may apply. Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc., registered in the U.S. and other countries. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

6) Must be 18 or older.
7) APY= Annual Percentage Yield. Certificate specials not included.
8) APR= Annual Percentage Rate. Does not include real estate loans. Loan specials not included.